About us

What is Hypotheques.ca?

Mortgages.ca is a mortgage brokerage firm, which allows its clients to obtain the best mortgage with the best conditions for your real estate purchase, your mortgage renewal, or for a refinancing.
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THE SERVICES

Hypotheques.ca services

Hypotheques.ca orchestrates everything about your mortgage.

We have a 360 service to accompany you in obtaining a pre-qualification, from financing to signing at the notary, for your renewal or when re-financing.

We specialize in mortgages for self-employedbusiness ownersnewcomers (Visa, PVT, Young Professional, Work Permit…) and first time buyers.

Our team is specialized and experienced. We are committed to following our clients and being there for them every step of the way.

We know that this is the most important purchase of your life, making the choice to work with hypotheques.ca is the assurance of having someone to rely on throughout the mortgage process.

Those who speak best of us, are our customers.

5/5

based on 382 Google reviews

Louis Simard
Excellent customer service, complex files do not scare them. Several financing options. They took a lot of time to process our file and were really patient. They listened well and answered our questions, directed us to the right resources and also gave us advice on what to evaluate and what to focus on. They are excellent at actively following up and following through so that the file moves forward and is completed in a timely manner.
Nicolas Aubrée
A big thank you to Thibaut and the whole team for their reactivity, their listening and especially their professionalism! They took the time to explain everything to us with transparency, to answer our questions and they gave us very good advice. For a first real estate purchase, it was exactly the support we needed, so thank you! I recommend them 100% and we will not hesitate to call on them for a next project!
Florent jamet
A big thank you for this incredible support for our first purchase! The team was able to answer all our questions in a very educational way. They are super friendly and responsive, our purchase was done quickly (3 weeks which is rare). I highly recommend it 🙂
Auréline Fallourd-Pasquier
Our experience was absolutely positive! We were accompanied by Thibeault Coquel, recommended by a friend. We were not disappointed! He and the team are always available, responsive, and precise! They always took the time to explain each step clearly. And above all, they saved us and found us a notary when we were without one! Thanks to them, we have our first house!

THE TEAM

We are committed to following our clients and being there for them every step of the way.

Hypotheques.ca’s brokerage services are provided by Planipret | Mortgage Brokerage Firm

Vincent Le Saux

Mortgage Broker Responsible Officer, President
Vincent Le Saux is a mortgage broker in Quebec and founder of Hypotheques.ca and G-Network. With over 27 years of international experience, he assists individuals and investors with their real estate financing needs: purchases, refinancing, debt consolidation, alternative and private lending. An Accredited Mortgage Professional of Canada and certified PAMS broker, he has recognized expertise in tax strategies (Cash Damming) and financing for non-resident taxpayers. Ranked among the top ten mortgage brokers in Quebec from 2018 to 2025.
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Thibaut Coquel

Associate Mortgage Broker
Thibaut Coquel is an associate mortgage broker at Hypotheques.ca. Based in Quebec since 2018, he assists individuals and investors with their real estate financing projects. Methodical and thorough, he guides newcomers, temporary residents and permanent residents through the Canadian mortgage financing system. Independent, he works for his clients, not for the banks. Client satisfaction is at the heart of his priorities.
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THE TEAM

We have accompanied over 2,500 financed customers since 2017.

Discover the map of some of the properties financed in Quebec over the last 3 years.

At hypotheques.ca we have a policy of total transparency

‍If you don’t understand a term, we have made a glossary to help you.

Everything must be clear to you. This is our commitment.