Pre-term mortgage refinancing
You want to finance your projects with a mortgage refinancing but you are not yet at the end of your term? Our brokers can provide you with advice on mortgage refinancing before the end of the term.
Read the articleIt may even be possible to do better than that. It all depends on your situation.
We have other rates with other terms.
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SERVICES
Down payment, income, credit record, borrowing capacity...
We study all your criteria and discuss your needs together.
Our goal: to provide you with the best mortgage offer, with the best mortgage rate and the lowest penalties. We have over 150 combinations available.
One appointment to get a comparison of everything on the market.
Tell us who you are, we'll tell you what you can have .
We are paid by the banks and not by the customers.
Why deprive yourself?
In one case, the bank pays an employee,
In the other case, it pays us.
In both cases, it is free for you.
Don't limit yourself in your options.
With a mortgage broker, you will save time and money by comparing among more than 20 lenders.
No, there are no surprises.
When you buy a house or a condo, you have to pay certain mandatory taxes or for certain insurances, we will explain you all that.
But for our fees at hypotheques.ca, there really are none. Our fees are paid 100% by the banks. You will have peace of mind.
Every 5 years on average you have to renegotiate your loan. We know that's not your favorite thing to do. It's time-consuming to shop around for banks and financial institutions, compare their offers and make an informed choice when you've talked to as many advisors as banks.
We save you the trouble, we know them all.
To accompany you every time and find the best mortgage for you is our goal. We aim to have loyal customers. And for that, nothing better than making you happy with your mortgage.
For your loan application, take advantage of our network! We have them all!
We have access to more than 20 lenders.
Whether you're looking to finance small assets or larger projects, we have the means to match your ambitions. And we'll tell you again: it's free.
BORROWING CAPACITY
Before you buy, you need to budget and know how much your real estate purchase will cost you each month.
Our brokers and calculators will confirm your borrowing capacity without obligation.
You can also use our calculators to estimate your mortgage payments.
And if you like it, call us!
HYPOTHEQUES.CA
Whatever your situation, we have the right mortgage product to finance your property.
Whether you are an employee, business owner, self-employed, permanent resident or temporary resident.
We have access to more than 20 banks or mortgage lenders.
A single appointment to have a comparison of everything that is done on the market. No need to run from bank to bank to compare offers, we do it for you.
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Our job is our passion. We are always aware of new regulations, rules and tricks.
We always explain them to you simply.
You want to finance your projects with a mortgage refinancing but you are not yet at the end of your term? Our brokers can provide you with advice on mortgage refinancing before the end of the term.
Read the articleOn January 1, 2023, a new law came into effect that prohibits all purchases of residential real estate by non-Canadians, with some exceptions. This law has led to many debates about its necessity and its lack of precision regarding exceptions.
Read the articleAre you planning to renovate your home or start a business but don't have the money? Mortgage refinancing may be a solution for you!
Read the article120 day rate guarantee
Down payment between 5% and 20%, good credit score, owner occupied property.
Conditions apply.