The specialist for newcomers and foreign buyers

Having arrived in Quebec in 2018, Thibaut has personally been through every step of settling in Canada: opening accounts, building a credit file, understanding the banking system. This international experience allows him to understand the real challenges foreign buyers and newcomers face, and to guide them step by step toward homeownership.

Whether you are a newcomer, a temporary resident or a permanent resident, his advice will help you understand how Canadian mortgage and bank financing works and reach your goal: becoming a homeowner in Quebec.

Why entrust your financing to Thibaut?

Professional and organized, Thibaut handles every file with care and puts his full expertise to work so his clients obtain the best mortgage financing. He maintains the independence needed to offer the best mortgage solutions: he does not work for the banks, but for his clients. Client satisfaction is at the heart of his practice — and it shows.

Solutions for every profile

• First purchase — full support for first-time buyers, from pre-qualification to signing.
• Newcomers and temporary or permanent residents — programs adapted to files without a Canadian credit history.
• Foreign buyers — guidance on applicable rules and available financing solutions.
• Mortgage renewal and refinancing — comparison of offers from more than twenty lenders.

Frequently asked questions

Can a newcomer get a mortgage in Canada?

Yes. Several lenders offer programs designed for newcomers, including those without a long Canadian credit history, subject to conditions (status, down payment, proof of income). Thibaut specializes in these files and directs you to the lender suited to your situation.

Can a temporary resident (work or study permit) buy a property in Quebec?

Yes, under certain conditions related to status and down payment. Federal restrictions may apply to some non-Canadian buyers; Thibaut helps you confirm your eligibility and structure your file accordingly.

How do you build a Canadian credit file?

A credit file is built through the regular, responsible use of Canadian credit products (credit card, phone plan, etc.). Having arrived in Quebec in 2018, Thibaut went through this process himself and advises you on the steps to become eligible for mortgage financing.

How can I book an appointment with Thibaut Coquel?

Directly online: book a mortgage consultation with Thibaut Coquel.