{"id":8040,"date":"2020-04-07T13:53:27","date_gmt":"2020-04-07T13:53:27","guid":{"rendered":"https:\/\/the7.io\/business-advisors\/?page_id=4"},"modified":"2026-02-17T15:57:18","modified_gmt":"2026-02-17T15:57:18","slug":"accueil","status":"publish","type":"page","link":"https:\/\/hypotheques.ca\/staging\/","title":{"rendered":"Page d&rsquo;accueil"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"8040\" class=\"elementor elementor-8040\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c8d6a43 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c8d6a43\" data-element_type=\"section\" data-settings=\"{&quot;shape_divider_bottom&quot;:&quot;mountains&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a42fb89\" data-id=\"a42fb89\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-27ac4a4 elementor-widget elementor-widget-heading\" data-id=\"27ac4a4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Courtier Hypoth\u00e9caire<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2f55d1 elementor-widget elementor-widget-heading\" data-id=\"f2f55d1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Votre hypoth\u00e8que, aux meilleurs taux et conditions.<br>\nTout simplement !  <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dfe6279 elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"dfe6279\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-medium\">Nous avons acc\u00e8s \u00e0 plus de 20 banques ou pr\u00eateurs hypoth\u00e9caires au Qu\u00e9bec ainsi que dans la plupart des provinces <strong>Canadiennes<\/strong>.\n\nUn seul rendez-vous pour avoir un comparatif de tout ce qui se fait sur le march\u00e9.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c5453d elementor-widget elementor-widget-spacer\" data-id=\"6c5453d\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d464c0 elementor-widget elementor-widget-spacer\" data-id=\"7d464c0\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8186a38 elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"8186a38\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-18854 elementor-widget__width-initial elementor-widget elementor-widget-global elementor-global-18854 elementor-widget-html\" data-id=\"18854\" data-element_type=\"widget\" id=\"formZoho\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"zf_div_du7rtClsHNjibq9CMFcAA_3feqpIzAwk_3IxVO_HoN4\"><\/div><script type=\"text\/javascript\">(function() {\ntry{\nvar f = document.createElement(\"iframe\");\nf.src = 'https:\/\/forms.zohopublic.ca\/hypothequesca1\/form\/VLformulairedecontact\/formperma\/du7rtClsHNjibq9CMFcAA_3feqpIzAwk_3IxVO_HoN4?zf_rszfm=1';\nf.style.border=\"none\";\nf.style.height=\"900px\";\nf.style.width=\"100%\";\nf.style.transition=\"all 0.5s ease\";\nf.setAttribute(\"aria-label\", 'Formulaire\\x20de\\x20contact');\n\nvar d = document.getElementById(\"zf_div_du7rtClsHNjibq9CMFcAA_3feqpIzAwk_3IxVO_HoN4\");\nd.appendChild(f);\nwindow.addEventListener('message', function (){\nvar evntData = event.data;\nif( evntData && evntData.constructor == String ){\nvar zf_ifrm_data = evntData.split(\"|\");\nif ( zf_ifrm_data.length == 2 || zf_ifrm_data.length == 3 ) {\nvar zf_perma = zf_ifrm_data[0];\nvar zf_ifrm_ht_nw = ( parseInt(zf_ifrm_data[1], 10) + 15 ) + \"px\";\nvar iframe = document.getElementById(\"zf_div_du7rtClsHNjibq9CMFcAA_3feqpIzAwk_3IxVO_HoN4\").getElementsByTagName(\"iframe\")[0];\nif ( (iframe.src).indexOf('formperma') > 0 && (iframe.src).indexOf(zf_perma) > 0 ) {\nvar prevIframeHeight = iframe.style.height;\nvar zf_tout = false;\nif( zf_ifrm_data.length == 3 ) {\niframe.scrollIntoView();\nzf_tout = true;\n}\nif ( prevIframeHeight != zf_ifrm_ht_nw ) {\nif( zf_tout ) {\nsetTimeout(function(){\niframe.style.height = zf_ifrm_ht_nw;\n},500);\n} else {\niframe.style.height = zf_ifrm_ht_nw;\n}\n}\n}\n}\n}\n}, false);\n}catch(e){}\n})();<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cb84b5b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cb84b5b\" data-element_type=\"section\" data-settings=\"{&quot;shape_divider_top&quot;:&quot;mountains&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a8ddc7b\" data-id=\"a8ddc7b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1f15ff3 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"1f15ff3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Nos Services :<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1bb9765 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1bb9765\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4eab8c9 elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"4eab8c9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9fe7c71 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9fe7c71\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0206398\" data-id=\"0206398\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a6cb55d icon-box-vertical-align-center elementor-widget__width-initial content-align-mobile-left icon-position-mobile-top icon-vertical-align-mobile-start content-align-left icon-position-left icon-vertical-align-start elementor-widget elementor-widget-the7_icon_box_grid_widget\" data-id=\"a6cb55d\" data-element_type=\"widget\" data-widget_type=\"the7_icon_box_grid_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"the7-box-grid-wrapper the7-elementor-widget loading-effect-none the7_icon_box_grid_widget-a6cb55d\">\t\t\t<div class=\"dt-css-grid\">\n\t\t\t\t\t\t\t\t\t<div class=\"wf-cell shown\">\n\t\t\t\t\t\t<a class=\"the7-icon-box-grid box-hover\" href=\"https:\/\/hypotheques.ca\/staging\/pre-qualification-hypothecaire\/\" aria-label=\"Pr\u00e9-qualification\">\t\t\t\t\t\t\t<div class=\"box-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-div\">\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-search-dollar\"><\/i>\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"box-heading\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tPr\u00e9-qualification\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-description\">Besoin d'une pr\u00e9-qualification ?\nPrenez un rendez-vous personnalis\u00e9 avec nos courtiers hypoth\u00e9caires sans frais.\n\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-button elementor-button elementor-size-sm\">D\u00e9couvrir<i aria-hidden=\"true\" class=\"elementor-button-icon fas fa-chevron-right\"><\/i><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"wf-cell shown\">\n\t\t\t\t\t\t<a class=\"the7-icon-box-grid box-hover\" href=\"\/premier-acheteur\" aria-label=\"Premier achat\">\t\t\t\t\t\t\t<div class=\"box-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-div\">\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-receipt-cutoff\" viewBox=\"0 0 16 16\"><path d=\"M3 4.5a.5.5 0 0 1 .5-.5h6a.5.5 0 1 1 0 1h-6a.5.5 0 0 1-.5-.5zm0 2a.5.5 0 0 1 .5-.5h6a.5.5 0 1 1 0 1h-6a.5.5 0 0 1-.5-.5zm0 2a.5.5 0 0 1 .5-.5h6a.5.5 0 1 1 0 1h-6a.5.5 0 0 1-.5-.5zm0 2a.5.5 0 0 1 .5-.5h6a.5.5 0 0 1 0 1h-6a.5.5 0 0 1-.5-.5zm0 2a.5.5 0 0 1 .5-.5h6a.5.5 0 0 1 0 1h-6a.5.5 0 0 1-.5-.5zM11.5 4a.5.5 0 0 0 0 1h1a.5.5 0 0 0 0-1h-1zm0 2a.5.5 0 0 0 0 1h1a.5.5 0 0 0 0-1h-1zm0 2a.5.5 0 0 0 0 1h1a.5.5 0 0 0 0-1h-1zm0 2a.5.5 0 0 0 0 1h1a.5.5 0 0 0 0-1h-1zm0 2a.5.5 0 0 0 0 1h1a.5.5 0 0 0 0-1h-1z\"><\/path><path d=\"M2.354.646a.5.5 0 0 0-.801.13l-.5 1A.5.5 0 0 0 1 2v13H.5a.5.5 0 0 0 0 1h15a.5.5 0 0 0 0-1H15V2a.5.5 0 0 0-.053-.224l-.5-1a.5.5 0 0 0-.8-.13L13 1.293l-.646-.647a.5.5 0 0 0-.708 0L11 1.293l-.646-.647a.5.5 0 0 0-.708 0L9 1.293 8.354.646a.5.5 0 0 0-.708 0L7 1.293 6.354.646a.5.5 0 0 0-.708 0L5 1.293 4.354.646a.5.5 0 0 0-.708 0L3 1.293 2.354.646zm-.217 1.198.51.51a.5.5 0 0 0 .707 0L4 1.707l.646.647a.5.5 0 0 0 .708 0L6 1.707l.646.647a.5.5 0 0 0 .708 0L8 1.707l.646.647a.5.5 0 0 0 .708 0L10 1.707l.646.647a.5.5 0 0 0 .708 0L12 1.707l.646.647a.5.5 0 0 0 .708 0l.509-.51.137.274V15H2V2.118l.137-.274z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"box-heading\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tPremier achat\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-description\">Vous sautez le pas pour votre premier achat ? <br>\nVous faites votre premier pr\u00eat hypoth\u00e9caire ? <br>\nPrenez rendez-vous. <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-button elementor-button elementor-size-sm\">D\u00e9couvrir<i aria-hidden=\"true\" class=\"elementor-button-icon fas fa-chevron-right\"><\/i><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"wf-cell shown\">\n\t\t\t\t\t\t<a class=\"the7-icon-box-grid box-hover\" href=\"\/renouvellement-hypothecaire\" aria-label=\"Renouvellement\">\t\t\t\t\t\t\t<div class=\"box-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-div\">\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-calculator\" viewBox=\"0 0 16 16\"><path d=\"M12 1a1 1 0 0 1 1 1v12a1 1 0 0 1-1 1H4a1 1 0 0 1-1-1V2a1 1 0 0 1 1-1h8zM4 0a2 2 0 0 0-2 2v12a2 2 0 0 0 2 2h8a2 2 0 0 0 2-2V2a2 2 0 0 0-2-2H4z\"><\/path><path d=\"M4 2.5a.5.5 0 0 1 .5-.5h7a.5.5 0 0 1 .5.5v2a.5.5 0 0 1-.5.5h-7a.5.5 0 0 1-.5-.5v-2zm0 4a.5.5 0 0 1 .5-.5h1a.5.5 0 0 1 .5.5v1a.5.5 0 0 1-.5.5h-1a.5.5 0 0 1-.5-.5v-1zm0 3a.5.5 0 0 1 .5-.5h1a.5.5 0 0 1 .5.5v1a.5.5 0 0 1-.5.5h-1a.5.5 0 0 1-.5-.5v-1zm0 3a.5.5 0 0 1 .5-.5h1a.5.5 0 0 1 .5.5v1a.5.5 0 0 1-.5.5h-1a.5.5 0 0 1-.5-.5v-1zm3-6a.5.5 0 0 1 .5-.5h1a.5.5 0 0 1 .5.5v1a.5.5 0 0 1-.5.5h-1a.5.5 0 0 1-.5-.5v-1zm0 3a.5.5 0 0 1 .5-.5h1a.5.5 0 0 1 .5.5v1a.5.5 0 0 1-.5.5h-1a.5.5 0 0 1-.5-.5v-1zm0 3a.5.5 0 0 1 .5-.5h1a.5.5 0 0 1 .5.5v1a.5.5 0 0 1-.5.5h-1a.5.5 0 0 1-.5-.5v-1zm3-6a.5.5 0 0 1 .5-.5h1a.5.5 0 0 1 .5.5v1a.5.5 0 0 1-.5.5h-1a.5.5 0 0 1-.5-.5v-1zm0 3a.5.5 0 0 1 .5-.5h1a.5.5 0 0 1 .5.5v4a.5.5 0 0 1-.5.5h-1a.5.5 0 0 1-.5-.5v-4z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"box-heading\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tRenouvellement\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-description\">Votre \u00e9ch\u00e9ance est \u00e0 son terme ? Renouvelez pour tirer avantage des meilleures conditions sur le march\u00e9. <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-button elementor-button elementor-size-sm\">D\u00e9couvrir<i aria-hidden=\"true\" class=\"elementor-button-icon fas fa-chevron-right\"><\/i><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"wf-cell shown\">\n\t\t\t\t\t\t<a class=\"the7-icon-box-grid box-hover\" href=\"\/refinancement-hypothecaire\" aria-label=\"Re-Financement\">\t\t\t\t\t\t\t<div class=\"box-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-div\">\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-cash-coin\" viewBox=\"0 0 16 16\"><path fill-rule=\"evenodd\" d=\"M11 15a4 4 0 1 0 0-8 4 4 0 0 0 0 8zm5-4a5 5 0 1 1-10 0 5 5 0 0 1 10 0z\"><\/path><path d=\"M9.438 11.944c.047.596.518 1.06 1.363 1.116v.44h.375v-.443c.875-.061 1.386-.529 1.386-1.207 0-.618-.39-.936-1.09-1.1l-.296-.07v-1.2c.376.043.614.248.671.532h.658c-.047-.575-.54-1.024-1.329-1.073V8.5h-.375v.45c-.747.073-1.255.522-1.255 1.158 0 .562.378.92 1.007 1.066l.248.061v1.272c-.384-.058-.639-.27-.696-.563h-.668zm1.36-1.354c-.369-.085-.569-.26-.569-.522 0-.294.216-.514.572-.578v1.1h-.003zm.432.746c.449.104.655.272.655.569 0 .339-.257.571-.709.614v-1.195l.054.012z\"><\/path><path d=\"M1 0a1 1 0 0 0-1 1v8a1 1 0 0 0 1 1h4.083c.058-.344.145-.678.258-1H3a2 2 0 0 0-2-2V3a2 2 0 0 0 2-2h10a2 2 0 0 0 2 2v3.528c.38.34.717.728 1 1.154V1a1 1 0 0 0-1-1H1z\"><\/path><path d=\"M9.998 5.083 10 5a2 2 0 1 0-3.132 1.65 5.982 5.982 0 0 1 3.13-1.567z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"box-heading\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tRe-Financement\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-description\">Vous sautez le pas pour votre premier achat ? <br>\nVous faites votre premier pr\u00eat hypoth\u00e9caire ? <br>\nPrenez rendez-vous. <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-button elementor-button elementor-size-sm\">D\u00e9couvrir<i aria-hidden=\"true\" class=\"elementor-button-icon fas fa-chevron-right\"><\/i><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9d74817 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9d74817\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c0d1954\" data-id=\"c0d1954\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bc7b67c elementor-widget elementor-widget-heading\" data-id=\"bc7b67c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pour votre demande de pr\u00eat, nous vous proposons les taux les plus bas et les meilleures conditions en toute transparence.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20546a5 elementor-grid-4 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"20546a5\" data-element_type=\"widget\" data-settings=\"{&quot;template_id&quot;:12975,&quot;columns&quot;:4,&quot;_skin&quot;:&quot;post&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\" role=\"list\">\n\t\t<style id=\"loop-12975\">.elementor-12975 .elementor-element.elementor-element-fd836d7 > .elementor-element-populated{border-style:solid;border-width:0px 0px 0px 5px;border-color:var( --e-global-color-151a287 );}.elementor-12975 .elementor-element.elementor-element-fd836d7 > .elementor-element-populated, .elementor-12975 .elementor-element.elementor-element-fd836d7 > .elementor-element-populated > .elementor-background-overlay, .elementor-12975 .elementor-element.elementor-element-fd836d7 > .elementor-background-slideshow{border-radius:0px 0px 0px 0px;}.elementor-12975 .elementor-element.elementor-element-4404d4f .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:60px;font-weight:400;text-transform:none;line-height:54px;word-spacing:0.1em;color:var( --e-global-color-151a287 );}.elementor-12975 .elementor-element.elementor-element-ca799da .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:30px;font-weight:400;text-transform:none;line-height:1.4em;color:var( --e-global-color-151a287 );}@media(max-width:1100px){.elementor-12975 .elementor-element.elementor-element-4404d4f .elementor-heading-title{font-size:44px;}.elementor-12975 .elementor-element.elementor-element-ca799da .elementor-heading-title{font-size:28px;}}@media(max-width:767px){.elementor-12975 .elementor-element.elementor-element-4404d4f .elementor-heading-title{font-size:34px;line-height:40px;}.elementor-12975 .elementor-element.elementor-element-ca799da .elementor-heading-title{font-size:15px;}}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"12975\" class=\"elementor elementor-12975 e-loop-item e-loop-item-12459 post-12459 taux type-taux status-publish hentry affichage_taux-accueil description-off\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a9aef55 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a9aef55\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fd836d7\" data-id=\"fd836d7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4404d4f elementor-widget elementor-widget-heading\" data-id=\"4404d4f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">4.24<sup>%<\/sup><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca799da elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"ca799da\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">2 ans fixe<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"12975\" class=\"elementor elementor-12975 e-loop-item e-loop-item-12458 post-12458 taux type-taux status-publish hentry affichage_taux-accueil description-off\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a9aef55 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a9aef55\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fd836d7\" data-id=\"fd836d7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4404d4f elementor-widget elementor-widget-heading\" data-id=\"4404d4f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">3.84<sup>%<\/sup><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca799da elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"ca799da\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">3 ans fixe<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"12975\" class=\"elementor elementor-12975 e-loop-item e-loop-item-12448 post-12448 taux type-taux status-publish hentry affichage_taux-accueil description-off\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a9aef55 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a9aef55\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fd836d7\" data-id=\"fd836d7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4404d4f elementor-widget elementor-widget-heading\" data-id=\"4404d4f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">3.89<sup>%<\/sup><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca799da elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"ca799da\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">5 ans fixe<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"12975\" class=\"elementor elementor-12975 e-loop-item e-loop-item-12425 post-12425 taux type-taux status-publish hentry affichage_taux-accueil description-off\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a9aef55 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a9aef55\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fd836d7\" data-id=\"fd836d7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4404d4f elementor-widget elementor-widget-heading\" data-id=\"4404d4f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">3.55<sup>%<\/sup><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca799da elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"ca799da\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Variable 5 ans<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02dadc0 elementor-widget elementor-widget-text-editor\" data-id=\"02dadc0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Il est m\u00eame peut-\u00eatre possible qu\u2019on fasse mieux que \u00e7a. Tout d\u00e9pend de votre situation.<br>Nous avons d\u2019autres taux avec d\u2019autres termes.<\/p>\n<p><span style=\"color: var( --e-global-color-el_color_0 ); background-color: var( --e-global-color-el_color_1 ); letter-spacing: var(--the7-base-letter-spacing); text-transform: var(--the7-base-text-transform); word-spacing: normal;\">Les actes de courtage de Hypotheques.ca sont pos\u00e9s par Planipret | Cabinet en courtage hypoth\u00e9caire<\/span><br><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65b46db elementor-widget elementor-widget-spacer\" data-id=\"65b46db\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84235dc elementor-mobile-align-center elementor-widget-mobile__width-inherit elementor-align-center elementor-widget elementor-widget-the7_button_widget\" data-id=\"84235dc\" data-element_type=\"widget\" data-widget_type=\"the7_button_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\"><a href=\"https:\/\/calendly.com\/hypotheques\/decouvrez-vos-options-hypothecaires-rdv-initial\" target=\"_blank\" class=\"box-button elementor-button elementor-size-lg\">D\u00e9couvrez nos services<i aria-hidden=\"true\" class=\"elementor-button-icon fas fa-chevron-right\"><\/i><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8eaa799 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8eaa799\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b49716e\" data-id=\"b49716e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-70979e9 elementor-widget elementor-widget-spacer\" data-id=\"70979e9\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ba548b elementor-widget elementor-widget-heading\" data-id=\"9ba548b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Nos diff\u00e9rents services en tant que courtier hypoth\u00e9caire<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-adac649 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"adac649\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-20af41b\" data-id=\"20af41b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a40ad05 elementor-widget elementor-widget-text-editor\" data-id=\"a40ad05\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Pr\u00e9-qualification hypoth\u00e9caire<\/h3><p>Pour les personnes qui d\u00e9marrent leur projet d\u2019achat, nos services de pr\u00e9-qualification peuvent vous aider \u00e0 d\u00e9couvrir votre capacit\u00e9 d&#8217;emprunt et de s\u00e9curiser un taux d&rsquo;int\u00e9r\u00eat.<\/p><p>Selon que votre projet porte sur l\u2019achat d\u2019une maison, d&rsquo;un duplex, triplex\u2026 ou d&rsquo;un condo, il sera en mesure de vous confirmer le montant du pr\u00eat maximum auquel vous pourriez \u00eatre admissible selon vos revenus. Gr\u00e2ce \u00e0 ce service, il vous sera possible de proc\u00e9der \u00e0 vos d\u00e9marches de rechercher immobili\u00e8res en toute s\u00e9r\u00e9nit\u00e9.\u00a0<\/p><h3>Premier achat<\/h3><p>Un premier achat (maison, condo, Plex&#8230;) constitue souvent un premier pas dans l\u2019inconnu. Les nouveaux acheteurs devraient profiter des ressources d&rsquo;un courtier hypoth\u00e9caire qui pourra\u00a0 les guider lors des diff\u00e9rentes \u00e9tapes de leur achat. Nos courtiers leur expliqueront les diff\u00e9rents types de pr\u00eats et leurs fonctionnements, les aideront \u00e0 identifier des pr\u00eateurs potentiels et les conseilleront sur les programmes d&rsquo;aide \u00e0 la mise de fonds disponibles dans leur r\u00e9gion. Nous nous effor\u00e7ons de rendre la d\u00e9marche aussi simple que possible pour que les nouveaux acheteurs puissent trouver le pr\u00eat qui convient \u00e0 leur budget et \u00e0 leur style de vie. Ainsi, il leur sera plus facile de trouver une propri\u00e9t\u00e9 correspondant au prix vis\u00e9 en fonction de leurs capacit\u00e9s financi\u00e8res.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-079d4f0\" data-id=\"079d4f0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-60972f8 elementor-widget elementor-widget-text-editor\" data-id=\"60972f8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Renouvellement hypoth\u00e9caire<\/h3><p>Les pr\u00eats hypoth\u00e9caires sont renouvel\u00e9s au terme pr\u00e9vu dans votre contrat. Cela signifie que la banque qui vous accordait initialement le pr\u00eat vous proposera de le renouveler \u00e0 ses conditions. Beaucoup de gens pensent \u00e0 tort qu\u2019\u00e0 chaque 5 ans, vous devez renouveler votre pr\u00eat hypoth\u00e9caire avec la m\u00eame banque ! Cela est faux. Justement, vous avez tout int\u00e9r\u00eat \u00e0 changer d\u2019\u00e9tablissement et faire jouer la concurrence car c\u2019est souvent lors du renouvellement que les banques en profitent pour faire basculer le contrat en leur faveur sans que vous ne vous en rendiez vraiment compte.\u00a0<\/p><h3>Refinancement hypoth\u00e9caire<\/h3><p>Le refinancement hypoth\u00e9caire permet d\u2019utiliser un pr\u00eat hypoth\u00e9caire pour disposer de sommes pour r\u00e9aliser des projets tels que : le retour \u00e0 l\u2019\u00e9cole, des travaux dans la propri\u00e9t\u00e9, l\u2019achat d\u2019un v\u00e9hicule, un nouvel investissement immobilier, le paiement de dettes etc. Ce financement se base sur la valeur nette de votre propri\u00e9t\u00e9 (\u00e9quit\u00e9) et peut vous permettre de r\u00e9unir vos dettes co\u00fbteuses dans un seul pr\u00eat \u00e0 taux r\u00e9duit et sur une p\u00e9riode d\u2019amortissement plus longue.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-253675b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"253675b\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2302406\" data-id=\"2302406\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4567c42 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4567c42\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/calendly.com\/hypotheques\/decouvrez-vos-options-hypothecaires-rdv-initial\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Prendre Rendez-Vous<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e946bde elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e946bde\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;mountains&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a0dc75a\" data-id=\"a0dc75a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1d43d46 elementor-widget elementor-widget-spacer\" data-id=\"1d43d46\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ebcd992 elementor-widget elementor-widget-heading\" data-id=\"ebcd992\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">D\u00e9couvrez ce que nos client pensent de nous<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e48aaf2 elementor-widget elementor-widget-text-editor\" data-id=\"e48aaf2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">Ceux qui parlent le mieux de nous, ce sont nos clients !<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2fc2341 elementor-star-rating--align-center elementor--star-style-star_unicode elementor-widget elementor-widget-star-rating\" data-id=\"2fc2341\" data-element_type=\"widget\" data-widget_type=\"star-rating.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"elementor-star-rating__wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-star-rating\" title=\"5\/5\" itemtype=\"http:\/\/schema.org\/Rating\" itemscope=\"\" itemprop=\"reviewRating\"><i class=\"elementor-star-full\">&#9733;<\/i><i class=\"elementor-star-full\">&#9733;<\/i><i class=\"elementor-star-full\">&#9733;<\/i><i class=\"elementor-star-full\">&#9733;<\/i><i class=\"elementor-star-full\">&#9733;<\/i> <span itemprop=\"ratingValue\" class=\"elementor-screen-only\">5\/5<\/span><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e42e13 elementor-widget elementor-widget-text-editor\" data-id=\"7e42e13\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">bas\u00e9 sur 382 avis Google<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0ed8e0 elementor-arrows-yes elementor-pagination-type-bullets elementor-review--has-separator elementor--star-style-star_fontawesome elementor-widget elementor-widget-reviews\" data-id=\"b0ed8e0\" data-element_type=\"widget\" data-settings=\"{&quot;show_arrows&quot;:&quot;yes&quot;,&quot;pagination&quot;:&quot;bullets&quot;,&quot;speed&quot;:500,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;loop&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;space_between&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]}}\" data-widget_type=\"reviews.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t\t\t<div class=\"elementor-main-swiper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Slides\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial elementor-repeater-item-70f15d3\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__header\">\n\t\t\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Louis Simard<\/span><div class=\"elementor-star-rating\"><i class=\"elementor-star-full\">&#xE934;<\/i><i class=\"elementor-star-full\">&#xE934;<\/i><i class=\"elementor-star-full\">&#xE934;<\/i><i class=\"elementor-star-full\">&#xE934;<\/i><i class=\"elementor-star-full\">&#xE934;<\/i><\/div><\/cite>\t\t\t\t\t<div class=\"elementor-testimonial__icon elementor-icon elementor-icon-\" aria-label=\"Lire plus\"><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\tExcellent service client, les dossiers complexes ne leur font pas peur. Plusieurs options de financements. Ils ont pris beaucoup de temps pour traiter notre dossier et ont \u00e9t\u00e9 vraiment patient. Ils ont bien \u00e9cout\u00e9 et r\u00e9pondu \u00e0 nos questions, nous ont orient\u00e9s vers les bonnes ressources et nous ont aussi donn\u00e9 des conseils sur ce que nous devions \u00e9valuer et sur quoi porter notre attention. Ils sont excellents pour suivre activement et faire des relances de mani\u00e8re \u00e0 ce que le dossier avance et soit compl\u00e9t\u00e9 dans les temps.\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial elementor-repeater-item-f2c4623\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__header\">\n\t\t\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Nicolas Aubr\u00e9e<\/span><div class=\"elementor-star-rating\"><i class=\"elementor-star-full\">&#xE934;<\/i><i class=\"elementor-star-full\">&#xE934;<\/i><i class=\"elementor-star-full\">&#xE934;<\/i><i class=\"elementor-star-full\">&#xE934;<\/i><i class=\"elementor-star-full\">&#xE934;<\/i><\/div><\/cite>\t\t\t\t\t<div class=\"elementor-testimonial__icon elementor-icon elementor-icon-\" aria-label=\"Lire plus\"><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\tUn grand Merci \u00e0 Thibaut et \u00e0 toute l\u2019\u00e9quipe pour leur r\u00e9activit\u00e9, leur \u00e9coute et surtout leur professionnalisme !\nIls ont pris le temps de tout nous expliquer avec transparence, de r\u00e9pondre \u00e0 nos questions et ils ont \u00e9t\u00e9 de tr\u00e8s bons conseils.\nPour un premier achat immobilier, c\u2019\u00e9tait exactement l\u2019accompagnement qu\u2019il nous fallait, alors merci !\nJe recommande \u00e0 100% et nous n\u2019h\u00e9siterons pas \u00e0 faire appel \u00e0 eux pour un prochain projet !\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial elementor-repeater-item-d167fa3\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__header\">\n\t\t\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Florent jamet<\/span><div class=\"elementor-star-rating\"><i class=\"elementor-star-full\">&#xE934;<\/i><i class=\"elementor-star-full\">&#xE934;<\/i><i class=\"elementor-star-full\">&#xE934;<\/i><i class=\"elementor-star-full\">&#xE934;<\/i><i class=\"elementor-star-full\">&#xE934;<\/i><\/div><\/cite>\t\t\t\t\t<div class=\"elementor-testimonial__icon elementor-icon elementor-icon-\" aria-label=\"Lire plus\"><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\tUn grand merci pour cet accompagnement incroyable pour notre 1er achat ! L'\u00e9quipe a su r\u00e9pondre a toutes nos questions de mani\u00e8re tr\u00e8s p\u00e9dagogique. Ils sont super sympathiques et r\u00e9actifs, notre achat s'est fait rapidement (3 semaines ce qui est rare). Je recommande vivement !  \ud83d\ude42\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial elementor-repeater-item-ca5548f\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__header\">\n\t\t\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Aur\u00e9line Fallourd-Pasquier<\/span><div class=\"elementor-star-rating\"><i class=\"elementor-star-full\">&#xE934;<\/i><i class=\"elementor-star-full\">&#xE934;<\/i><i class=\"elementor-star-full\">&#xE934;<\/i><i class=\"elementor-star-full\">&#xE934;<\/i><i class=\"elementor-star-full\">&#xE934;<\/i><\/div><\/cite>\t\t\t\t\t<div class=\"elementor-testimonial__icon elementor-icon elementor-icon-\" aria-label=\"Lire plus\"><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\tNotre exp\u00e9rience \u00e0 \u00e9t\u00e9 absolument positive!\nNous avons \u00e9t\u00e9 accompagn\u00e9 par Thibeault Coquel, recommand\u00e9 par une amie. Nous n'avons pas \u00e9t\u00e9 d\u00e9\u00e7us ! Lui et l'\u00e9quipe sont toujours disponibles, r\u00e9actifs, et pr\u00e9cis ! Ils ont toujours pris le temps de nous expliquer clairement chaque d\u00e9marches. Et surtout, ils nous ont sauv\u00e9 et nous ont trouv\u00e9 une notaire lorsque nous nous sommes retrouv\u00e9 sans!\nGr\u00e2ce \u00e0 eux, nous avons notre premi\u00e8re maison!\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\" aria-label=\"Pr\u00e9c\u00e9dent\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-left\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\" aria-label=\"Suivant\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-right\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6ffb56 elementor-widget elementor-widget-image\" data-id=\"c6ffb56\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.google.com\/search?q=vincent+le+saux+avis&#038;sxsrf=APq-WBsbo1b15Y4FyHvQ-dz8Iio9L0uOgg%3A1649601355273&#038;ei=S-tSYvKtEKHf9APJ5auACw&#038;ved=0ahUKEwiy_7T224n3AhWhL30KHcnyCrAQ4dUDCA4&#038;uact=5&#038;oq=vincent+le+saux+avis&#038;gs_lcp=Cgdnd3Mtd2l6EAMyBQghEKABMgUIIRCgAToHCCMQsAMQJzoICAAQsAMQywE6BwgAELADEB46BQgAEMsBOgYIABAWEB46AggmOggIIRAWEB0QHkoECEEYAUoECEYYAFCKAljJDmCuE2gCcAB4AIABhQGIAYAFkgEDMi40mAEAoAEByAEEwAEB&#038;sclient=gws-wiz#lrd=0x4cc91a5755f8824d:0xaf2da82e29510a45,1,,,#\" target=\"_blank\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"145\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 300 145'%2F%3E\" data-src=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/01\/6252ec5d16d5074f30e6f661_google-reviews-jpg-300x145.jpeg\" class=\"lazy-load attachment-medium size-medium wp-image-12266\" alt=\"Google review\" data-srcset=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/01\/6252ec5d16d5074f30e6f661_google-reviews-jpg-300x145.jpeg 300w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/01\/6252ec5d16d5074f30e6f661_google-reviews-jpg-768x370.jpeg 768w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/01\/6252ec5d16d5074f30e6f661_google-reviews-jpg.jpeg 940w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1194636 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1194636\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/calendly.com\/hypotheques\/decouvrez-vos-options-hypothecaires-rdv-initial\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">D\u00e9butez votre aventure avec nous<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6eb29ff elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6eb29ff\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-45cab2b\" data-id=\"45cab2b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c3c0744 elementor-widget elementor-widget-spacer\" data-id=\"c3c0744\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c2be80 elementor-widget elementor-widget-heading\" data-id=\"5c2be80\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5 Raisons de passer par un courtier hypoth\u00e9caire\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1c4f23 elementor-widget elementor-widget-spacer\" data-id=\"c1c4f23\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c3cb1b7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c3cb1b7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ff5fd72\" data-id=\"ff5fd72\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b0a2505 animated-fast elementor-invisible elementor-widget elementor-widget-accordion\" data-id=\"b0a2505\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1851\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1851\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">1. Meilleur taux Hypoth\u00e9caire garanti<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1851\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1851\"><p dir=\"ltr\">Dans le cadre de votre recherche de pr\u00eat hypoth\u00e9caire, il est naturel de chercher le meilleur taux possible. Le r\u00f4le d\u2019un courtier est de vous accompagner dans cette recherche. Analyste aguerri du march\u00e9, il conna\u00eet les meilleures options \u00e0 date.<\/p><p dir=\"ltr\">Cependant, d&rsquo;autres facteurs importants sont \u00e0 consid\u00e9rer tels que la transf\u00e9rabilit\u00e9 du pr\u00eat hypoth\u00e9caire, les p\u00e9nalit\u00e9s hypoth\u00e9caires, les restrictions sp\u00e9cifiques du contrat. Souvent, il est compliqu\u00e9 pour un non initi\u00e9 de comprendre la teneur des conditions (lien article p\u00e9nalit\u00e9s). Choisir le taux d\u2019int\u00e9r\u00eat le plus bas a souvent un impact n\u00e9gatif sur d\u2019autres aspects du produit financier qui vous est propos\u00e9. On pense souvent \u00e0 tort que le pourcentage d\u2019int\u00e9r\u00eat est ce qu&rsquo;il y a de plus important. Cela cache souvent une p\u00e9nalit\u00e9 en cas de bris avant terme ou des restrictions qui peuvent \u00eatre lourdes de cons\u00e9quences.\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1852\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1852\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">2. Un service gratuit<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1852\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1852\"><p>Les courtiers hypoth\u00e9caires sont r\u00e9mun\u00e9r\u00e9s par le pr\u00eateur. Leur intervention n\u2019est pas li\u00e9e aux int\u00e9r\u00eats de la banque mais \u00e0 ceux du client. Pour le client, le service sera enti\u00e8rement gratuit. Les collaborateurs d\u2019Hypotheques.ca ne sont pas pay\u00e9s \u00e0 la commission et n\u2019auront donc pas tendance \u00e0 privil\u00e9gier une offre plut\u00f4t qu\u2019une autre.\u00a0\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1853\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1853\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">3. Un accompagnement personnalis\u00e9 pour votre demande d\u2019hypoth\u00e8que<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1853\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1853\"><p dir=\"ltr\">Les courtiers hypoth\u00e9caires peuvent vous donner des conseils personnalis\u00e9s sur la fa\u00e7on de structurer votre pr\u00eat afin de mieux r\u00e9pondre \u00e0 vos besoins et \u00e0 votre situation financi\u00e8re. Ils vous aident \u00e0 mieux comprendre les termes et conditions du pr\u00eat et les implications sp\u00e9cifiques en comparant les offres disponibles.<\/p><p dir=\"ltr\">Gain de temps et d&rsquo;efforts : Ne vous privez pas d&rsquo;un expert, Les courtiers hypoth\u00e9caires comparent les offres pour vous. Ils vont chercher les meilleurs taux et les meilleures conditions pour le financement de votre propri\u00e9t\u00e9, ce qui vous permet de gagner du temps et de l&rsquo;argent.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1854\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1854\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">4. Comparez plus de 20 pr\u00eateurs avec des taux avantageux<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1854\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1854\"><p dir=\"ltr\">Les courtiers hypoth\u00e9caires ont souvent des relations \u00e9tablies avec plusieurs pr\u00eateurs et peuvent donc n\u00e9gocier des conditions et des taux d&rsquo;int\u00e9r\u00eat avantageux pour vous. Les int\u00e9r\u00eats n\u00e9goci\u00e9s peuvent souvent \u00eatre plus bas que ceux propos\u00e9s directement par les banques.<\/p><p dir=\"ltr\">M\u00eame si vous avez scrupuleusement compar\u00e9s les offres des banques telles que : la Banque Royale du Canada (RBC) , La Banque de Montr\u00e9al (BMO), la Banque Scotia, Tangerine, Les Caisses Desjardins, la Banque Nationale du Canada (BNC), La banque Laurentienne la Banque Canadienne de Commerce (CIBC), la Toronto Dominion (Banque TD)&#8230; votre capacit\u00e9 d\u2019analyse en tant que particulier restera limit\u00e9e. Un professionnel sera toujours inform\u00e9 des diverses offres du march\u00e9 \u00e0 la date o\u00f9 vous souhaiterez soumettre votre demande. Son intervention vous \u00e9pargne une longue liste de rendez-vous avec les diff\u00e9rentes institutions financi\u00e8res.\u00a0<\/p><p dir=\"ltr\">Par ailleurs, les courtiers comme Hypotheques.ca ont acc\u00e8s \u00e0 des offres avec les grandes banques mais nous pouvons \u00e9galement aider les personnes \u00e0 comparer toutes les offres en y ajoutant de nombreuses banques telles que First National, MCAP, Lendwise, Banque Manuvie, Merix, CMLS, Banque Equitable, Home Trust, Haventhree Bank&#8230;\u00a0\u00a0<\/p><p dir=\"ltr\">Ainsi nous vous proposons des alternatives int\u00e9ressantes auxquelles vous ne pouvez pas acc\u00e9der sans un professionnel.<\/p><p dir=\"ltr\">Il est important de ne pas confondre le courtier hypoth\u00e9caire avec le m\u00e9tier de d\u00e9marcheur hypoth\u00e9caire qui travaille exclusivement pour une banque et qui par d\u00e9finition ne peut que vous proposer les produits de cette banque.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1855\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1855\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">5. Professionnel encadr\u00e9 par l\u2019Autorit\u00e9 des March\u00e9s Financiers (AMF)<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1855\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1855\"><p dir=\"ltr\">La profession est encadr\u00e9e au Qu\u00e9bec par l&rsquo;autorit\u00e9 des march\u00e9s financiers (AMF). Le professionnel en courtage hypoth\u00e9caire est supervis\u00e9 par cette institution qui garanti au consommateur sa d\u00e9ontologie et son expertise.<\/p><p dir=\"ltr\">Par ailleurs, votre courtier a \u00e9t\u00e9 form\u00e9 selon des directives et a suivi un cursus acad\u00e9mique avant de pouvoir exercer. Au terme d&rsquo;un cours initial de plusieurs mois, les courtiers doivent obtenir leur examen th\u00e9orique et compl\u00e9ter un stage de plusieurs mois. Au cours de leur carri\u00e8re, il sont tenus d\u2019assister \u00e0 des formations pour maintenir leur niveau de comp\u00e9tences \u00e0 la hauteur de l\u2019\u00e9volution du march\u00e9.\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1447782 elementor-widget elementor-widget-spacer\" data-id=\"1447782\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-708d1a3 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"708d1a3\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/calendly.com\/hypotheques\/decouvrez-vos-options-hypothecaires-rdv-initial\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Passer par un Courtier Hypoth\u00e9caire<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-43b1583 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"43b1583\" data-element_type=\"section\" data-settings=\"{&quot;shape_divider_top&quot;:&quot;mountains&quot;,&quot;animation&quot;:&quot;none&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;mountains&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7d611a1 elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"7d611a1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4a218dd elementor-widget elementor-widget-image\" data-id=\"4a218dd\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"910\" height=\"1024\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 910 1024'%2F%3E\" data-src=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/hypotheques-faq-910x1024.jpg\" class=\"lazy-load attachment-large size-large wp-image-14438\" alt=\"\" data-srcset=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/hypotheques-faq-910x1024.jpg 910w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/hypotheques-faq-267x300.jpg 267w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/hypotheques-faq-768x864.jpg 768w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/hypotheques-faq.jpg 960w\" sizes=\"(max-width: 910px) 100vw, 910px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8ecff90\" data-id=\"8ecff90\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a2f8847 elementor-widget elementor-widget-heading\" data-id=\"a2f8847\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Courtier Hypoth\u00e9caire - FAQ<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0992f5 elementor-widget elementor-widget-spacer\" data-id=\"f0992f5\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c3051f animated-fast elementor-invisible elementor-widget elementor-widget-accordion\" data-id=\"5c3051f\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-9661\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-9661\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Qu'est-ce qu'un courtier hypoth\u00e9caire ?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-9661\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-9661\"><p>Le courtier est un interm\u00e9diaire expert en hypoth\u00e8ques dont le r\u00f4le est de vous permettre l&rsquo;envoi de documents personnels en toute s\u00e9curit\u00e9. Son r\u00f4le est de vous accompagner pour faciliter le processus de financement et de vous donner les d\u00e9tails du pr\u00eat et ses conditions en comparant les diverses offres des banques et institutions financi\u00e8res.<\/p><p>Il saura aider ses clients \u00e0 mieux comprendre les avantages et les inconv\u00e9nients d&rsquo;une banque ou d\u2019une offre de cr\u00e9dit par rapport \u00e0 une autre.<\/p><p>Finalement, ce professionnel peut vous aider \u00e0 trouver le pr\u00eat hypoth\u00e9caire qui convient le mieux \u00e0 vos besoins et vous permettre de faire des \u00e9conomies \u00e0 long terme gr\u00e2ce \u00e0 des taux d&rsquo;int\u00e9r\u00eat n\u00e9goci\u00e9s avantageux, et des conditions sans surprise, et cerise sur le g\u00e2teau, c&rsquo;est sans frais pour les clients.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-9662\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-9662\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Comment se r\u00e9mun\u00e8re un courtier hypoth\u00e9caire ?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-9662\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-9662\"><p>Le courtier hypoth\u00e9caire est pay\u00e9 par le pr\u00eateur. Il per\u00e7oit une commission de la part de l&rsquo;institution financi\u00e8re, et c&rsquo;est tout, il n&rsquo;y a aucun autre frais.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-9663\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-9663\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Y a-t-il une clause d'exclusivit\u00e9 \u00e0 travailler avec un courtier hypoth\u00e9caire au Qu\u00e9bec ?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-9663\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-9663\"><p>Certains courtiers pourraient vous faire signer une clause d\u2019exclusivit\u00e9 pour prendre en charge votre dossier.<a href=\"https:\/\/hypotheques.ca\/staging\/\">\u00a0Hypotheques.ca<\/a>\u00a0ne vous fera signer aucune clause d&rsquo;exclusivit\u00e9, mais seulement un simple consentement qui ne vous obligera pas \u00e0 passer par ses services.\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-9664\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-9664\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Quelles sont les obligations du courtier hypoth\u00e9caire ?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-9664\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-9664\"><p>Au Qu\u00e9bec, les courtiers hypoth\u00e9caires sont r\u00e9gis par l\u2019Autorit\u00e9 des March\u00e9s Financiers. \u2028Ils ont plusieurs obligations \u00e0 respecter pour offrir des services professionnels, \u00e9thiques et conformes \u00e0 la r\u00e9glementation en vigueur. \u2028<br \/>Voici quelques-unes de ces obligations principales :<\/p><p>1. Licence et formation : Les courtiers hypoth\u00e9caires doivent d\u00e9tenir une licence valide d\u00e9livr\u00e9e par l\u2019AMF et suivre une formation continue.<\/p><p>2. Conformit\u00e9 aux lois et r\u00e8glements : Les courtiers hypoth\u00e9caires sont tenus de respecter les lois et r\u00e8glements en vigueur, notamment la Loi sur le courtage immobilier et les R\u00e8glements de l\u2019AMF.<\/p><p>3. Divulgation d&rsquo;information : Les courtiers hypoth\u00e9caires doivent informer et conseiller leurs clients de mani\u00e8re objective et transparente. Ils doivent divulguer tous les renseignements pertinents concernant le pr\u00eat hypoth\u00e9caire, y compris les conditions, les taux d&rsquo;int\u00e9r\u00eat, les frais et les p\u00e9nalit\u00e9s \u00e9ventuelles.<\/p><p>4. Repr\u00e9sentation \u00e9quitable : Les courtiers hypoth\u00e9caires doivent repr\u00e9senter les int\u00e9r\u00eats de leurs clients de mani\u00e8re \u00e9quitable, en veillant \u00e0 obtenir les meilleures conditions possibles pour le pr\u00eat hypoth\u00e9caire.<\/p><p>5. Confidentialit\u00e9 : Les courtiers hypoth\u00e9caires doivent prot\u00e9ger les informations confidentielles de leurs clients et ne peuvent les divulguer qu&rsquo;avec leur consentement ou en vertu d&rsquo;une obligation l\u00e9gale.<\/p><p>6. Conflits d&rsquo;int\u00e9r\u00eats : Les courtiers hypoth\u00e9caires doivent \u00e9viter les conflits d&rsquo;int\u00e9r\u00eats et privil\u00e9gier les int\u00e9r\u00eats de leurs clients avant les leurs ou ceux de tiers.<\/p><p>7. Tenue de dossiers : Les courtiers hypoth\u00e9caires sont tenus de conserver des dossiers complets et \u00e0 jour pour chaque transaction, conform\u00e9ment aux exigences de l\u2019AMF.<\/p><p>8. Responsabilit\u00e9 professionnelle : Les courtiers hypoth\u00e9caires doivent souscrire une assurance responsabilit\u00e9 professionnelle pour prot\u00e9ger leurs clients en cas de faute ou de n\u00e9gligence.<\/p><p>9. Collaboration avec l&rsquo;AMF : Les courtiers hypoth\u00e9caires sont tenus de collaborer avec l&rsquo;AMF en cas d&rsquo;enqu\u00eate, d&rsquo;inspection ou de plainte.<\/p><p>10. Code de d\u00e9ontologie : Les courtiers hypoth\u00e9caires doivent respecter le Code de d\u00e9ontologie de l&rsquo;AMF, qui \u00e9nonce les normes professionnelles et \u00e9thiques \u00e0 suivre dans l&rsquo;exercice de leurs fonctions.<br \/>Ces obligations visent \u00e0 prot\u00e9ger les consommateurs et \u00e0 maintenir un niveau \u00e9lev\u00e9 de professionnalisme et d&rsquo;\u00e9thique dans l&rsquo;industrie du courtage hypoth\u00e9caire au Qu\u00e9bec.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d10cd34 elementor-widget elementor-widget-spacer\" data-id=\"d10cd34\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1992d52 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1992d52\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-985e9bb\" data-id=\"985e9bb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2bde035 elementor-widget elementor-widget-heading\" data-id=\"2bde035\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-medium\">CAPACIT\u00c9 D\u2019EMPRUNT<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-437bf9e elementor-widget elementor-widget-heading\" data-id=\"437bf9e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Estimez votre capacit\u00e9 d\u2019emprunt hypoth\u00e9caire maintenant.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-93c879f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"93c879f\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d924b21 elementor-widget elementor-widget-text-editor\" data-id=\"d924b21\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Avant d\u2019acheter, vous devez \u00e9tablir votre budget et savoir combien va vous co\u00fbter votre achat immobilier tous les mois.<\/p><p>Nos courtiers et calculateurs vous confirmeront votre capacit\u00e9 d\u2019emprunt sans engagement.<\/p><p>Vous pouvez les utiliser aussi nos calculateurs pour d\u00e9finir une estimation vos versements hypoth\u00e9caires.<\/p><p>Et si \u00e7a vous pla\u00eet, appelez-nous !<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2eefa92 elementor-widget__width-auto elementor-mobile-align-center elementor-widget-mobile__width-inherit elementor-widget elementor-widget-the7_button_widget\" data-id=\"2eefa92\" data-element_type=\"widget\" data-widget_type=\"the7_button_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\"><a href=\"\/nos-outils\" class=\"box-button elementor-button elementor-size-lg\">Utilisez nos outils maintenant<i aria-hidden=\"true\" class=\"elementor-button-icon fas fa-chevron-right\"><\/i><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12ac3bb elementor-widget elementor-widget-spacer\" data-id=\"12ac3bb\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c7d1a4d\" data-id=\"c7d1a4d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cbad426 elementor-widget elementor-widget-image\" data-id=\"cbad426\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"576\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 1024 576'%2F%3E\" data-src=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/hypotheques-estimer-1024x576.jpg\" class=\"lazy-load attachment-large size-large wp-image-14436\" alt=\"\" data-srcset=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/hypotheques-estimer-1024x576.jpg 1024w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/hypotheques-estimer-300x169.jpg 300w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/hypotheques-estimer-768x432.jpg 768w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/hypotheques-estimer-1536x864.jpg 1536w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/hypotheques-estimer.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5fbdc0a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5fbdc0a\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ed2d1f3\" data-id=\"ed2d1f3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-941374c elementor-widget elementor-widget-heading\" data-id=\"941374c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Quel type d'hypoth\u00e8que vous convient le mieux ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f1395bf elementor-widget elementor-widget-spacer\" data-id=\"f1395bf\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d62c7d elementor-widget elementor-widget-text-editor\" data-id=\"5d62c7d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Il existe plusieurs types\u00a0 d&rsquo;hypoth\u00e8ques qui diff\u00e8rent entre autres selon le type de taux qui vous sera propos\u00e9.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-da2bc77 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"da2bc77\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-13c977c\" data-id=\"13c977c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3cf95e7 elementor-widget elementor-widget-text-editor\" data-id=\"3cf95e7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Taux fixe<\/h3><p>Un taux fixe est le taux de votre contrat de pr\u00eat \u00e0 la signature. Il restera inchang\u00e9 tout au long du terme. Les mensualit\u00e9s de ce pr\u00eat n\u2019\u00e9volueront donc pas si vous choisissez cette option.\u00a0<\/p><h3>Taux variable<\/h3><p>Un taux variable est un taux qui est amen\u00e9 \u00e0 \u00e9voluer selon notamment les d\u00e9cisions de la Banque Centrale du Canada (BdC). Ce type de taux peut \u00eatre inf\u00e9rieur \u00e0 un taux fixe au d\u00e9but du terme. En revanche, son \u00e9volution est plus incertaine pour l\u2019emprunteur dans la mesure o\u00f9 il est tr\u00e8s difficile voire impossible de pr\u00e9voir la variabilit\u00e9 \u00e0 la hausse ou \u00e0 la baisse des taux \u00e0 moyen et long terme.\u00a0<\/p><p><a href=\"https:\/\/hypotheques.ca\/staging\/blogue\/taux-fixe-ou-taux-variable\/\">Taux variable ou fixe<\/a> ? Prenez en compte la conjoncture \u00e9conomique avant de prendre votre d\u00e9cision. Optez pour un taux fixe est int\u00e9ressant si le taux directeur de la banque du Canada est vou\u00e9 \u00e0 augmenter sur les prochains mois \/ ann\u00e9es. A l&rsquo;inverse, un taux variable est plus adapt\u00e9 si l&rsquo;on s&rsquo;attend \u00e0 une baisse du taux directeur, ce qui jouera en votre faveur.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3b59c9e\" data-id=\"3b59c9e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cabf54d elementor-widget elementor-widget-text-editor\" data-id=\"cabf54d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Option SCHL<\/h3><p>L&rsquo;assurance de pr\u00eat hypoth\u00e9caire SCHL (Genworth, Sagen) permet d&rsquo;obtenir un pr\u00eat hypoth\u00e9caire avec une mise de fonds minimum de 5% du prix d&rsquo;achat d&rsquo;un logement.<\/p><p>Elle permet l\u2019acc\u00e8s \u00e0 des taux d&rsquo;int\u00e9r\u00eats plus int\u00e9ressants en raison du risque limit\u00e9 pour l\u2019institution financi\u00e8re. Si votre pr\u00eat hypoth\u00e9caire n&rsquo;est pas assur\u00e9, vous ne paierez peut-\u00eatre pas de prime d&rsquo;assurance, mais vous obtiendrez un taux d&rsquo;int\u00e9r\u00eat plus \u00e9lev\u00e9.<br \/>Le co\u00fbt de l&rsquo;assurance hypoth\u00e9caire est largement compens\u00e9 par les \u00e9conomies r\u00e9alis\u00e9es par la plupart des emprunteurs.<\/p><h3>Taux Mixte et Cape variable<\/h3><p>Un taux d&rsquo;int\u00e9r\u00eat mixte\/cape est regroup\u00e9 lors d\u2019un refinancement hypoth\u00e9caire votre taux d&rsquo;int\u00e9r\u00eat actuel et le taux pr\u00e9sentement offert pour un nouveau terme.<\/p><p>Ce taux permet de combiner votre taux actuel avec un nouveau taux, emprunter avec un taux mixte consiste \u00e0 r\u00e9aliser un pr\u00eat avec un taux d&rsquo;int\u00e9r\u00eat variable, qui pr\u00e9sente un taux \u201cplafond\u201d ce qui signifie que le taux maximum est connu lors de la signature du pr\u00eat, il est \u00e0 noter que le taux cap\u00e9 est souvent plus \u00e9lev\u00e9 que le taux variable classique.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9a94824 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9a94824\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8a77d80\" data-id=\"8a77d80\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4df4df6 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4df4df6\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/calendly.com\/hypotheques\/decouvrez-vos-options-hypothecaires-rdv-initial\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">En discuter avec un Professionnel<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf6dfae elementor-widget elementor-widget-spacer\" data-id=\"cf6dfae\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7795744 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7795744\" data-element_type=\"section\" id=\"services\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cb07bab\" data-id=\"cb07bab\" data-element_type=\"column\" id=\"services\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c566c0f elementor-widget elementor-widget-heading\" data-id=\"c566c0f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-medium\">SERVICES<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8db5430 elementor-widget elementor-widget-heading\" data-id=\"8db5430\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Nos services de pr\u00eats Hypoth\u00e9caires sont parfaitement adapt\u00e9s \u00e0 votre situation.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65f38e5 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"65f38e5\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94af86f elementor-widget elementor-widget-text-editor\" data-id=\"94af86f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Mise de fonds, revenus, dossier de cr\u00e9dit, capacit\u00e9 d\u2019emprunt&#8230;<br \/>Nous \u00e9tudions tous vos crit\u00e8res et discutons ensemble de vos besoins.<br \/><br \/>Notre objectif :\u00a0<strong>vous proposer la meilleure offre de cr\u00e9dit hypoth\u00e9caire<\/strong>, avec le taux hypoth\u00e9caire le plus avantageux et les p\u00e9nalit\u00e9s les plus faibles. Nous avons plus de 150 combinaisons disponibles.<br \/>\u200d<br \/>Un seul rendez-vous pour avoir un comparatif de tout ce qui se fait sur le march\u00e9.<br \/><strong class=\"white\">Dites-nous qui vous \u00eates, on vous dira ce que vous pouvez avoir.\u00a0<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2d868a4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2d868a4\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e28b858\" data-id=\"e28b858\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2db2c09 content-align-left icon-box-vertical-align-top preserve-img-ratio-cover icon-vertical-align-start elementor-widget elementor-widget-the7_image_box_grid_widget\" data-id=\"2db2c09\" data-element_type=\"widget\" data-widget_type=\"the7_image_box_grid_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"the7-box-grid-wrapper the7-elementor-widget loading-effect-none the7_image_box_grid_widget-2db2c09\">\t\t\t<div class=\"dt-css-grid\">\n\t\t\t\t\t\t\t\t\t<div class=\"wf-cell shown\">\n\t\t\t\t\t\t<a class=\"the7-image-box-wrapper the7-box-wrapper the7-elementor-widget box-hover\" href=\"\/travailleurs-autonomes\">\t\t\t\t\t\t\t<div class=\"box-content-wrapper\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-image-div \">\n\t\t\t\t\t\t\t\t\t\t<div class=\"post-thumbnail-rollover layzr-bg img-css-resize-wrapper\"><img decoding=\"async\" width=\"480\" height=\"346\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#039;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#039;%20viewBox%3D&#039;0%200%20480%20346&#039;%2F%3E\" class=\"attachment-full size-full preload-me aspect lazy lazy-load\" alt=\"Travailleur Autonome \/ chef d\u2019entreprise\" sizes=\"(max-width: 480px) 100vw, 480px\" style=\"--ratio: 480 \/ 346;\" data-src=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/01\/624c4b8c6309819acd089883_6234aeeb490adb8951cd11a2_travailleurautonome_1_1_10.jpeg\" loading=\"eager\" data-srcset=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/01\/624c4b8c6309819acd089883_6234aeeb490adb8951cd11a2_travailleurautonome_1_1_10.jpeg 480w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/01\/624c4b8c6309819acd089883_6234aeeb490adb8951cd11a2_travailleurautonome_1_1_10-300x216.jpeg 300w\" \/><\/div>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-content\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"box-heading\">Travailleur Autonome \/<br>chef d\u2019entreprise<\/h3><div class=\"box-description\">Vous travaillez pour vous-m\u00eame et non pour le compte d'une autre personne.\n<\/div><div class=\"box-button elementor-button elementor-size-sm\">Voir<i aria-hidden=\"true\" class=\"elementor-button-icon fas fa-chevron-right\"><\/i><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"wf-cell shown\">\n\t\t\t\t\t\t<a class=\"the7-image-box-wrapper the7-box-wrapper the7-elementor-widget box-hover\" href=\"\/hypotheques-salarie-temps-plein\">\t\t\t\t\t\t\t<div class=\"box-content-wrapper\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-image-div \">\n\t\t\t\t\t\t\t\t\t\t<div class=\"post-thumbnail-rollover layzr-bg img-css-resize-wrapper\"><img decoding=\"async\" width=\"480\" height=\"346\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#039;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#039;%20viewBox%3D&#039;0%200%20480%20346&#039;%2F%3E\" class=\"attachment-full size-full preload-me aspect lazy lazy-load\" alt=\"Employ\u00e9 \/ Salari\u00e9\" sizes=\"(max-width: 480px) 100vw, 480px\" style=\"--ratio: 480 \/ 346;\" data-src=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/01\/624c4d1a58351c5c9f1ead39_6234af237c41377f796742e3_employe_10.jpeg\" loading=\"eager\" data-srcset=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/01\/624c4d1a58351c5c9f1ead39_6234af237c41377f796742e3_employe_10.jpeg 480w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/01\/624c4d1a58351c5c9f1ead39_6234af237c41377f796742e3_employe_10-300x216.jpeg 300w\" \/><\/div>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-content\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"box-heading\">Employ\u00e9 \/<br>Salari\u00e9<\/h3><div class=\"box-description\">Vous effectuez un travail pour le compte d'une entreprise contre r\u00e9mun\u00e9ration.<\/div><div class=\"box-button elementor-button elementor-size-sm\">Voir<i aria-hidden=\"true\" class=\"elementor-button-icon fas fa-chevron-right\"><\/i><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"wf-cell shown\">\n\t\t\t\t\t\t<a class=\"the7-image-box-wrapper the7-box-wrapper the7-elementor-widget box-hover\" href=\"\/nouveaux-arrivants-au-canada\">\t\t\t\t\t\t\t<div class=\"box-content-wrapper\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-image-div \">\n\t\t\t\t\t\t\t\t\t\t<div class=\"post-thumbnail-rollover layzr-bg img-css-resize-wrapper\"><img decoding=\"async\" width=\"480\" height=\"346\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#039;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#039;%20viewBox%3D&#039;0%200%20480%20346&#039;%2F%3E\" class=\"attachment-full size-full preload-me aspect lazy lazy-load\" alt=\"R\u00e9sident permanent ou temporaire\" sizes=\"(max-width: 480px) 100vw, 480px\" style=\"--ratio: 480 \/ 346;\" data-src=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/01\/6234af54b1bdac245fa06643_3.jpg\" loading=\"eager\" data-srcset=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/01\/6234af54b1bdac245fa06643_3.jpg 480w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/01\/6234af54b1bdac245fa06643_3-300x216.jpg 300w\" \/><\/div>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-content\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"box-heading\">R\u00e9sident permanent<br>ou temporaire<\/h3><div class=\"box-description\">Vous \u00eates l\u00e9galement autoris\u00e9 \u00e0 entrer et travailler au Canada \u00e0 des fins temporaires ou permanente. (PVT, JP, RP...)<\/div><div class=\"box-button elementor-button elementor-size-sm\">Voir<i aria-hidden=\"true\" class=\"elementor-button-icon fas fa-chevron-right\"><\/i><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-be2b6a5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"be2b6a5\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-55f2e1e\" data-id=\"55f2e1e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0a7eb63 animated-fast elementor-invisible elementor-widget elementor-widget-image\" data-id=\"0a7eb63\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"633\" height=\"595\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 633 595'%2F%3E\" data-src=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/01\/624c4f79d178880cd4ac4a5c_623373b397a5ed45d5332c5e_equipe_copie_1_30.jpeg\" class=\"lazy-load attachment-large size-large wp-image-12188\" alt=\"L&#039;\u00e9quipe d&#039;Hypot\u00e8ques.ca\" data-srcset=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/01\/624c4f79d178880cd4ac4a5c_623373b397a5ed45d5332c5e_equipe_copie_1_30.jpeg 633w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/01\/624c4f79d178880cd4ac4a5c_623373b397a5ed45d5332c5e_equipe_copie_1_30-300x282.jpeg 300w\" sizes=\"(max-width: 633px) 100vw, 633px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e63faf2 animated-fast elementor-invisible\" data-id=\"e63faf2\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-70ba611 elementor-widget elementor-widget-heading\" data-id=\"70ba611\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-medium\">HYPOTHEQUES.CA<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d04a32 elementor-widget elementor-widget-text-editor\" data-id=\"9d04a32\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Peu importe votre situation, nous avons le produit hypoth\u00e9caire qu\u2019il vous faut pour financer votre bien.<\/p><p>Que vous soyez employ\u00e9, chef d\u2019entreprise, travailleur autonome, r\u00e9sident permanent, ou r\u00e9sident temporaire.<br \/>Nous avons acc\u00e8s \u00e0 plus de 20 banques ou pr\u00eateurs hypoth\u00e9caires.<\/p><p>Un seul rendez-vous pour avoir un comparatif de tout ce qui se fait sur le march\u00e9. Inutile de courir de banque en banque pour comparer les offres, on le fait pour vous.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be3ce5d elementor-widget elementor-widget-spacer\" data-id=\"be3ce5d\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-641c96e elementor-mobile-align-center elementor-widget-mobile__width-inherit elementor-align-center elementor-widget elementor-widget-the7_button_widget\" data-id=\"641c96e\" data-element_type=\"widget\" data-widget_type=\"the7_button_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\"><a href=\"#services\" class=\"box-button elementor-button elementor-size-lg\">D\u00e9couvrez nos services<i aria-hidden=\"true\" class=\"elementor-button-icon fas fa-chevron-right\"><\/i><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6a2b2c3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a2b2c3\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8eac683\" data-id=\"8eac683\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d6930c6 elementor-widget elementor-widget-heading\" data-id=\"d6930c6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-medium\">BLOGUE<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0752e2b elementor-widget elementor-widget-heading\" data-id=\"0752e2b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Vulgariser l\u2019hypoth\u00e8que et vous la faire comprendre simplement.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f836045 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"f836045\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72e0a91 elementor-widget elementor-widget-text-editor\" data-id=\"72e0a91\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Notre m\u00e9tier est notre passion. On est toujours au courant des nouvelles r\u00e9glementations, des r\u00e8gles et astuces.<br \/>On vous les explique toujours simplement.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e8a280c elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"e8a280c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9a3252c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9a3252c\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-767c414\" data-id=\"767c414\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fbaf474 img-align-top icon-box-vertical-align-top image-vertical-align-start preserve-img-ratio-cover slide-h-position-left elementor-widget elementor-widget-the7-elements-simple-posts\" data-id=\"fbaf474\" data-element_type=\"widget\" data-widget_type=\"the7-elements-simple-posts.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"the7-simple-widget-posts the7-elementor-widget the7-elements-simple-posts-fbaf474 jquery-filter jquery-filter\" data-post-limit=\"-1\" data-pagination-mode=\"none\" data-scroll-offset=\"\" aria-live=\"assertive\">\t\t\t<div class=\"dt-css-grid custom-pagination-handler\" data-columns=\"{&quot;d&quot;:3,&quot;t&quot;:2,&quot;p&quot;:1,&quot;wd&quot;:&quot;&quot;}\">\n\t\t\t\t\t\t\t\t\t<div class=\"wf-cell visible \">\n\t\t\t\t\t\t<article class=\"post visible wrapper post-19832 type-post status-publish format-standard has-post-thumbnail hentry category-fiscalite\">\n\n\t\t\t\t\t\t\t<div class=\"post-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"the7-simple-post-thumb\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"post-thumbnail-rollover layzr-bg img-css-resize-wrapper\" aria-label=\"Post image\" href=\"https:\/\/hypotheques.ca\/staging\/blogue\/double-deduction-reer-celiapp-rap\/\"><img decoding=\"async\" width=\"1536\" height=\"1024\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#039;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#039;%20viewBox%3D&#039;0%200%201536%201024&#039;%2F%3E\" class=\"attachment-full size-full preload-me aspect lazy lazy-load\" alt=\"\" sizes=\"(max-width: 1536px) 100vw, 1536px\" style=\"--ratio: 1536 \/ 1024;\" data-src=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2026\/01\/51AB3E58-D369-447F-8004-024B50A2CDCB.jpg\" loading=\"eager\" data-srcset=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2026\/01\/51AB3E58-D369-447F-8004-024B50A2CDCB.jpg 1536w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2026\/01\/51AB3E58-D369-447F-8004-024B50A2CDCB-300x200.jpg 300w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2026\/01\/51AB3E58-D369-447F-8004-024B50A2CDCB-1024x683.jpg 1024w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2026\/01\/51AB3E58-D369-447F-8004-024B50A2CDCB-768x512.jpg 768w\" \/><span class=\"the7-hover-icon\"><\/span><\/a>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"post-entry-content\">\n\t\t\t\t\t\t\t\t\t<h4 class=\"heading\"><a href=\"https:\/\/hypotheques.ca\/staging\/blogue\/double-deduction-reer-celiapp-rap\/\" rel=\"bookmark\" title=\"Double d\u00e9duction REER + CELIAPP : comment r\u00e9duire deux fois votre revenu imposable avec le m\u00eame montant\" class=\"post-title\">Double d\u00e9duction REER + CELIAPP : comment r\u00e9duire deux fois votre revenu imposable avec le m\u00eame montant<\/a><\/h4><p class=\"short-description\">D\u00e9couvrez comment combiner REER, RAP et CELIAPP pour obtenir une double d\u00e9duction fiscale avec le m\u00eame montant, les d\u00e9lais \u00e0 respecter et les erreurs \u00e0 \u00e9viter.<\/p><a href=\"https:\/\/hypotheques.ca\/staging\/blogue\/double-deduction-reer-celiapp-rap\/\" target=\"\" aria-label=\"Read more about Double d\u00e9duction REER + CELIAPP : comment r\u00e9duire deux fois votre revenu imposable avec le m\u00eame montant\" class=\"box-button elementor-button elementor-size-sm\">Lire l&#039;article<i aria-hidden=\"true\" class=\"elementor-button-icon fas fa-chevron-right\"><\/i><\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/article>\n\t\t\t\t\t<\/div>\t\t\t\t\t\t\t\t\t\t<div class=\"wf-cell visible \">\n\t\t\t\t\t\t<article class=\"post visible wrapper post-19679 type-post status-publish format-standard has-post-thumbnail hentry category-hypotheques\">\n\n\t\t\t\t\t\t\t<div class=\"post-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"the7-simple-post-thumb\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"post-thumbnail-rollover layzr-bg img-css-resize-wrapper\" aria-label=\"Post image\" href=\"https:\/\/hypotheques.ca\/staging\/blogue\/conseils-renouvellement-hypothecaire-2025\/\"><img decoding=\"async\" width=\"1024\" height=\"684\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#039;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#039;%20viewBox%3D&#039;0%200%201024%20684&#039;%2F%3E\" class=\"attachment-full size-full preload-me aspect lazy lazy-load\" alt=\"Conseils renouvellement hypoth\u00e9caire 2025\" sizes=\"(max-width: 1024px) 100vw, 1024px\" style=\"--ratio: 1024 \/ 684;\" data-src=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2025\/10\/conseil-hypo-102025-fr.png\" loading=\"eager\" data-srcset=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2025\/10\/conseil-hypo-102025-fr.png 1024w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2025\/10\/conseil-hypo-102025-fr-300x200.png 300w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2025\/10\/conseil-hypo-102025-fr-768x513.png 768w\" \/><span class=\"the7-hover-icon\"><\/span><\/a>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"post-entry-content\">\n\t\t\t\t\t\t\t\t\t<h4 class=\"heading\"><a href=\"https:\/\/hypotheques.ca\/staging\/blogue\/conseils-renouvellement-hypothecaire-2025\/\" rel=\"bookmark\" title=\"10 Conseils Renouvellement Hypoth\u00e9caire 2025\" class=\"post-title\">10 Conseils Renouvellement Hypoth\u00e9caire 2025<\/a><\/h4><p class=\"short-description\">D\u00e9couvrez nos 10 conseils essentiels pour r\u00e9ussir votre renouvellement hypoth\u00e9caire en 2025. \u00c9conomisez des milliers de dollars avec l'aide d'un courtier.<\/p><a href=\"https:\/\/hypotheques.ca\/staging\/blogue\/conseils-renouvellement-hypothecaire-2025\/\" target=\"\" aria-label=\"Read more about 10 Conseils Renouvellement Hypoth\u00e9caire 2025\" class=\"box-button elementor-button elementor-size-sm\">Lire l&#039;article<i aria-hidden=\"true\" class=\"elementor-button-icon fas fa-chevron-right\"><\/i><\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/article>\n\t\t\t\t\t<\/div>\t\t\t\t\t\t\t\t\t\t<div class=\"wf-cell visible \">\n\t\t\t\t\t\t<article class=\"post visible wrapper post-19657 type-post status-publish format-standard has-post-thumbnail hentry category-hypotheques\">\n\n\t\t\t\t\t\t\t<div class=\"post-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"the7-simple-post-thumb\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"post-thumbnail-rollover layzr-bg img-css-resize-wrapper\" aria-label=\"Post image\" href=\"https:\/\/hypotheques.ca\/staging\/blogue\/baisse-du-taux-directeur-ce-que-les-acheteurs-et-proprietaires-quebecois-doivent-savoir\/\"><img decoding=\"async\" width=\"2560\" height=\"1708\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#039;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#039;%20viewBox%3D&#039;0%200%202560%201708&#039;%2F%3E\" class=\"attachment-full size-full preload-me aspect lazy lazy-load\" alt=\"\" sizes=\"(max-width: 2560px) 100vw, 2560px\" style=\"--ratio: 2560 \/ 1708;\" data-src=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/01\/6217b597f9c762d1b25d30d3_60a3f185d7b41f749292fac9_Baisse-taux-interets-covid-hypotheques-2-scaled-2.jpeg\" loading=\"eager\" data-srcset=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/01\/6217b597f9c762d1b25d30d3_60a3f185d7b41f749292fac9_Baisse-taux-interets-covid-hypotheques-2-scaled-2.jpeg 2560w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/01\/6217b597f9c762d1b25d30d3_60a3f185d7b41f749292fac9_Baisse-taux-interets-covid-hypotheques-2-scaled-2-300x200.jpeg 300w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/01\/6217b597f9c762d1b25d30d3_60a3f185d7b41f749292fac9_Baisse-taux-interets-covid-hypotheques-2-scaled-2-1024x683.jpeg 1024w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/01\/6217b597f9c762d1b25d30d3_60a3f185d7b41f749292fac9_Baisse-taux-interets-covid-hypotheques-2-scaled-2-768x512.jpeg 768w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/01\/6217b597f9c762d1b25d30d3_60a3f185d7b41f749292fac9_Baisse-taux-interets-covid-hypotheques-2-scaled-2-1536x1025.jpeg 1536w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/01\/6217b597f9c762d1b25d30d3_60a3f185d7b41f749292fac9_Baisse-taux-interets-covid-hypotheques-2-scaled-2-2048x1366.jpeg 2048w\" \/><span class=\"the7-hover-icon\"><\/span><\/a>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"post-entry-content\">\n\t\t\t\t\t\t\t\t\t<h4 class=\"heading\"><a href=\"https:\/\/hypotheques.ca\/staging\/blogue\/baisse-du-taux-directeur-ce-que-les-acheteurs-et-proprietaires-quebecois-doivent-savoir\/\" rel=\"bookmark\" title=\"Baisse du taux directeur : ce que les acheteurs et propri\u00e9taires qu\u00e9b\u00e9cois doivent savoir\" class=\"post-title\">Baisse du taux directeur : ce que les acheteurs et propri\u00e9taires qu\u00e9b\u00e9cois doivent savoir<\/a><\/h4><p class=\"short-description\">La Banque du Canada a abaiss\u00e9 son taux directeur \u00e0 2,50 % malgr\u00e9 une croissance \u00e9conomique r\u00e9cente. D\u00e9couvrez ce que cette d\u00e9cision signifie pour votre pr\u00eat hypoth\u00e9caire et vos projets immobiliers \u00e0 Montr\u00e9al et au Qu\u00e9bec.<\/p><a href=\"https:\/\/hypotheques.ca\/staging\/blogue\/baisse-du-taux-directeur-ce-que-les-acheteurs-et-proprietaires-quebecois-doivent-savoir\/\" target=\"\" aria-label=\"Read more about Baisse du taux directeur : ce que les acheteurs et propri\u00e9taires qu\u00e9b\u00e9cois doivent savoir\" class=\"box-button elementor-button elementor-size-sm\">Lire l&#039;article<i aria-hidden=\"true\" class=\"elementor-button-icon fas fa-chevron-right\"><\/i><\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/article>\n\t\t\t\t\t<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d11dbee elementor-widget elementor-widget-spacer\" data-id=\"d11dbee\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f728eee elementor-align-center elementor-widget elementor-widget-the7_button_widget\" data-id=\"f728eee\" data-element_type=\"widget\" data-widget_type=\"the7_button_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\"><a href=\"\/blogue\" class=\"box-button elementor-button elementor-size-lg\">Voir tous les articles<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-arrow-right-short\" viewBox=\"0 0 16 16\"><path fill-rule=\"evenodd\" d=\"M4 8a.5.5 0 0 1 .5-.5h5.793L8.146 5.354a.5.5 0 1 1 .708-.708l3 3a.5.5 0 0 1 0 .708l-3 3a.5.5 0 0 1-.708-.708L10.293 8.5H4.5A.5.5 0 0 1 4 8z\"><\/path><\/svg><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\n    <div class=\"xs_social_share_widget xs_share_url after_content \t\tmain_content  wslu-style-1 wslu-share-box-shaped wslu-fill-colored wslu-none wslu-share-horizontal wslu-theme-font-no wslu-main_content\">\n\n\t\t\n        <ul>\n\t\t\t        <\/ul>\n    <\/div> \n","protected":false},"excerpt":{"rendered":"<p>Courtier Hypoth\u00e9caire Votre hypoth\u00e8que, aux meilleurs taux et conditions. Tout simplement ! Nous avons acc\u00e8s \u00e0 plus de 20 banques ou pr\u00eateurs hypoth\u00e9caires au Qu\u00e9bec ainsi que dans la plupart des provinces Canadiennes. Un seul rendez-vous pour avoir un comparatif de tout ce qui se fait sur le march\u00e9. Nos Services : Pr\u00e9-qualification Besoin d&rsquo;une&hellip;<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":6,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"class_list":["post-8040","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/hypotheques.ca\/staging\/wp-json\/wp\/v2\/pages\/8040","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hypotheques.ca\/staging\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/hypotheques.ca\/staging\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/hypotheques.ca\/staging\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/hypotheques.ca\/staging\/wp-json\/wp\/v2\/comments?post=8040"}],"version-history":[{"count":151,"href":"https:\/\/hypotheques.ca\/staging\/wp-json\/wp\/v2\/pages\/8040\/revisions"}],"predecessor-version":[{"id":19779,"href":"https:\/\/hypotheques.ca\/staging\/wp-json\/wp\/v2\/pages\/8040\/revisions\/19779"}],"wp:attachment":[{"href":"https:\/\/hypotheques.ca\/staging\/wp-json\/wp\/v2\/media?parent=8040"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}