{"id":460,"date":"2020-10-09T15:51:27","date_gmt":"2020-10-09T15:51:27","guid":{"rendered":"https:\/\/the7.io\/business-advisors\/?page_id=460"},"modified":"2025-11-27T16:37:50","modified_gmt":"2025-11-27T16:37:50","slug":"pre-qualification-hypothecaire","status":"publish","type":"page","link":"https:\/\/hypotheques.ca\/staging\/pre-qualification-hypothecaire\/","title":{"rendered":"Pre qualification hypoth\u00e9caire"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"460\" class=\"elementor elementor-460\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<header class=\"elementor-section elementor-top-section elementor-element elementor-element-51552e79 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"51552e79\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;mountains&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-12cc2f87\" data-id=\"12cc2f87\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4bc2754f elementor-widget elementor-widget-heading\" data-id=\"4bc2754f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">La pr\u00e9-approbation hypoth\u00e9caire est l'estimation indispensable qui confirme votre capacit\u00e9 d'emprunt.<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ea22a36 elementor-widget__width-auto elementor-widget elementor-widget-breadcrumbs\" data-id=\"6ea22a36\" data-element_type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span id=\"breadcrumbs\"><span><span><a href=\"https:\/\/hypotheques.ca\/staging\/\">Accueil<\/a><\/span><\/span><\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-45391cf0\" data-id=\"45391cf0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3e968e1 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"3e968e1\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b8c8294\" data-id=\"b8c8294\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5e7589c elementor-widget__width-initial elementor-widget elementor-widget-html\" data-id=\"5e7589c\" data-element_type=\"widget\" id=\"formZoho\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"zf_div_du7rtClsHNjibq9CMFcAA_3feqpIzAwk_3IxVO_HoN4\"><\/div><script type=\"text\/javascript\">(function() {\ntry{\nvar f = document.createElement(\"iframe\");\nf.src = 'https:\/\/forms.zohopublic.ca\/hypothequesca1\/form\/VLformulairedecontact\/formperma\/du7rtClsHNjibq9CMFcAA_3feqpIzAwk_3IxVO_HoN4?zf_rszfm=1';\nf.style.border=\"none\";\nf.style.height=\"900px\";\nf.style.width=\"100%\";\nf.style.transition=\"all 0.5s ease\";\nf.setAttribute(\"aria-label\", 'Formulaire\\x20de\\x20contact');\n\nvar d = document.getElementById(\"zf_div_du7rtClsHNjibq9CMFcAA_3feqpIzAwk_3IxVO_HoN4\");\nd.appendChild(f);\nwindow.addEventListener('message', function (){\nvar evntData = event.data;\nif( evntData && evntData.constructor == String ){\nvar zf_ifrm_data = evntData.split(\"|\");\nif ( zf_ifrm_data.length == 2 || zf_ifrm_data.length == 3 ) {\nvar zf_perma = zf_ifrm_data[0];\nvar zf_ifrm_ht_nw = ( parseInt(zf_ifrm_data[1], 10) + 15 ) + \"px\";\nvar iframe = document.getElementById(\"zf_div_du7rtClsHNjibq9CMFcAA_3feqpIzAwk_3IxVO_HoN4\").getElementsByTagName(\"iframe\")[0];\nif ( (iframe.src).indexOf('formperma') > 0 && (iframe.src).indexOf(zf_perma) > 0 ) {\nvar prevIframeHeight = iframe.style.height;\nvar zf_tout = false;\nif( zf_ifrm_data.length == 3 ) {\niframe.scrollIntoView();\nzf_tout = true;\n}\nif ( prevIframeHeight != zf_ifrm_ht_nw ) {\nif( zf_tout ) {\nsetTimeout(function(){\niframe.style.height = zf_ifrm_ht_nw;\n},500);\n} else {\niframe.style.height = zf_ifrm_ht_nw;\n}\n}\n}\n}\n}\n}, false);\n}catch(e){}\n})();<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/header>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5ef0eb21 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5ef0eb21\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5079bedd\" data-id=\"5079bedd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5ca75b60 elementor-widget elementor-widget-heading\" data-id=\"5ca75b60\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-medium\">PRE QUALIFICATION HYPOTHECAIRE\n\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d529437 elementor-widget elementor-widget-heading\" data-id=\"3d529437\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Vous avez besoin d\u2019une pr\u00e9-qualification hypoth\u00e9caire pour :<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc9246c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"bc9246c\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-194f5cab elementor-widget elementor-widget-text-editor\" data-id=\"194f5cab\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Savoir concr\u00e8tement combien vous pouvez acheter<\/li><li>Pouvoir discuter avec le vendeur et avoir votre offre prise au s\u00e9rieux<\/li><li>Obtenir une garantie de taux.<\/li><li>Rassembler tous les premiers documents n\u00e9cessaires \u00e0 l\u2019achat.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d77dc02 elementor-widget elementor-widget-spacer\" data-id=\"d77dc02\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7b8e53ac\" data-id=\"7b8e53ac\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5e22d4ec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5e22d4ec\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3977e6a6\" data-id=\"3977e6a6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-18ef9aa9 elementor-widget elementor-widget-image\" data-id=\"18ef9aa9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"1024\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 768 1024'%2F%3E\" data-src=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/6234a78c8d2d8627e8d30c3f_Service-prequalification-questions-768x1024.jpg\" class=\"lazy-load attachment-large size-large wp-image-13040\" alt=\"Combien vous pouvez emprunter ?\" data-srcset=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/6234a78c8d2d8627e8d30c3f_Service-prequalification-questions-768x1024.jpg 768w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/6234a78c8d2d8627e8d30c3f_Service-prequalification-questions-225x300.jpg 225w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/6234a78c8d2d8627e8d30c3f_Service-prequalification-questions-1152x1536.jpg 1152w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/6234a78c8d2d8627e8d30c3f_Service-prequalification-questions-1536x2048.jpg 1536w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/6234a78c8d2d8627e8d30c3f_Service-prequalification-questions.jpg 1728w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2a2cf0d9\" data-id=\"2a2cf0d9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6b610fdc elementor-widget elementor-widget-heading\" data-id=\"6b610fdc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-medium\">COMBIEN VOUS POUVEZ EMPRUNTER<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-263c0447 elementor-widget elementor-widget-heading\" data-id=\"263c0447\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Savoir vraiment combien vous pouvez vous permettre d\u2019acheter :<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5eae0a9 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5eae0a9\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-748b5cc0 elementor-widget elementor-widget-text-editor\" data-id=\"748b5cc0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si vous pouvez d\u00e9j\u00e0 faire une estimation de votre remboursement d\u2019emprunt hypoth\u00e9caire avec <a href=\"\/nos-outils\">nos outils et calculateurs<\/a> afin d\u2019avoir une id\u00e9e du co\u00fbt de votre hypoth\u00e8que, cela ne veut pas dire que la banque ou l\u2019organisme pr\u00eateur va voir les choses de la m\u00eame mani\u00e8re.<\/p><p>La pr\u00e9-qualification hypoth\u00e9caire (aussi appel\u00e9e pr\u00e9-approbation) c\u2019est un peu l\u2019inverse. C\u2019est la banque qui vous dit combien elle serait pr\u00eate \u00e0 vous pr\u00eater selon votre situation.<\/p><p>\u200b\u200bLe processus de pr\u00e9-qualification hypoth\u00e9caire permet de conna\u00eetre et d\u2019affiner votre capacit\u00e9 d\u2019emprunt selon deux budgets :<\/p><ul><li>Celui de la banque, en respectant les ratios (assureurs hypoth\u00e9caires, banques)<\/li><li>Mais \u00e9galement celui qui vous correspond, en fonction de votre budget personnel.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-574778b7 elementor-widget elementor-widget-spacer\" data-id=\"574778b7\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5f466304 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5f466304\" data-element_type=\"section\" id=\"services\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;shape_divider_top&quot;:&quot;mountains&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-164e93c6 animated-fast elementor-invisible\" data-id=\"164e93c6\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8d450b4 elementor-widget elementor-widget-heading\" data-id=\"8d450b4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-medium\">PRE QUALIFICATION HYPOTHECAIRE<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1613750 elementor-widget elementor-widget-heading\" data-id=\"1613750\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Savoir vraiment combien vous pouvez vous permettre d\u2019acheter :<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-269afca5 elementor-widget elementor-widget-text-editor\" data-id=\"269afca5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pour l\u2019obtenir vous allez devoir nous fournir certaines informations comme des preuves de salaires, de r\u00e9sidence, revenus familial. etc\u2026<br \/>Les informations sont diff\u00e9rentes pour chaque type de profil (Salari\u00e9 qu\u00e9b\u00e9cois, travailleur autonome, nouvel arrivant, etc..)<br \/>\u200d<br \/>Une rencontre avec notre \u00e9quipe est n\u00e9cessaire.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5782cc1f elementor-widget elementor-widget-spacer\" data-id=\"5782cc1f\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cd0b298 elementor-mobile-align-center elementor-widget-mobile__width-inherit elementor-widget elementor-widget-the7_button_widget\" data-id=\"5cd0b298\" data-element_type=\"widget\" data-widget_type=\"the7_button_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\"><a href=\"https:\/\/calendly.com\/hypotheques\/decouvrez-vos-options-hypothecaires-rdv-initial\" target=\"_blank\" class=\"box-button elementor-button elementor-size-lg\">Prendre rendez-vous pour l\u2019obtenir gratuitement<i aria-hidden=\"true\" class=\"elementor-button-icon fas fa-chevron-right\"><\/i><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1280c18d elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1280c18d\" data-element_type=\"section\" id=\"services\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2ebb76e\" data-id=\"2ebb76e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7460aa23 animated-fast elementor-invisible elementor-widget elementor-widget-image\" data-id=\"7460aa23\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"576\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 1024 576'%2F%3E\" data-src=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/hypotheques-garantir-son-taux-1024x576.jpg\" class=\"lazy-load attachment-large size-large wp-image-14439\" alt=\"\" data-srcset=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/hypotheques-garantir-son-taux-1024x576.jpg 1024w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/hypotheques-garantir-son-taux-300x169.jpg 300w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/hypotheques-garantir-son-taux-768x432.jpg 768w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/hypotheques-garantir-son-taux-1536x864.jpg 1536w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/hypotheques-garantir-son-taux.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7aaca4f6 animated-fast elementor-invisible\" data-id=\"7aaca4f6\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-70fb9893 elementor-widget elementor-widget-heading\" data-id=\"70fb9893\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-medium\">PRE QUALIFICATION HYPOTHECAIRE<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25b28b2 elementor-widget elementor-widget-heading\" data-id=\"25b28b2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">GARANTIR SON TAUX pour les prochains mois !<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad3a0fe elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"ad3a0fe\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a85e61e elementor-widget elementor-widget-text-editor\" data-id=\"2a85e61e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Oui, c\u2019est possible de bloquer un taux avant m\u00eame d\u2019acheter.<\/p><p>et non, il n\u2019y a pas d\u2019astuce cach\u00e9e, il est possible selon les banques d&rsquo;obtenir cette garantie de taux et jusqu\u2019\u00e0 12 mois.<\/p><p>La pr\u00e9-approbation permet de bloquer un taux pour un achat futur sans engagement de votre part.<\/p><ul><li>Si les taux augmentent, vous \u00eates s\u00e9curis\u00e9.<\/li><li>S\u2019il baisse, alors votre taux baisse aussi.<\/li><\/ul><p>Vous \u00eates donc certain d\u2019obtenir le meilleur des deux mondes.<br \/>Vous gagnez sur les deux tableaux avec une pr\u00e9-approbation.<\/p><p>Sans compter que cela vous enl\u00e8ve un stress de voir les taux augmenter sans avoir le temps de visiter.<\/p><p>Pour les prochains mois, vous pouvez \u00eatre s\u00e9curis\u00e9 et vous pourrez visiter et faire des offres en toute s\u00e9r\u00e9nit\u00e9.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cba9e6 elementor-widget elementor-widget-spacer\" data-id=\"5cba9e6\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-acbfc02 elementor-mobile-align-center elementor-widget-mobile__width-inherit elementor-widget elementor-widget-the7_button_widget\" data-id=\"acbfc02\" data-element_type=\"widget\" data-widget_type=\"the7_button_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\"><a href=\"https:\/\/calendly.com\/hypotheques\/decouvrez-vos-options-hypothecaires-rdv-initial\" target=\"_blank\" class=\"box-button elementor-button elementor-size-lg\">Obtenir ma pr\u00e9-approbation gratuitement<i aria-hidden=\"true\" class=\"elementor-button-icon fas fa-chevron-right\"><\/i><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0618f08 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0618f08\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7fce996 animated-fast elementor-invisible\" data-id=\"7fce996\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d317d9c elementor-widget elementor-widget-heading\" data-id=\"d317d9c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-medium\">PRE QUALIFICATION HYPOTHECAIRE<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9305e47 elementor-widget elementor-widget-heading\" data-id=\"9305e47\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Commencer \u00e0 pr\u00e9parer votre dossier.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95504ba elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"95504ba\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d97a77b elementor-widget elementor-widget-text-editor\" data-id=\"d97a77b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Une chose assez n\u00e9glig\u00e9e par les personnes qui ne se font pas accompagner, c\u2019est la constitution de toutes les pi\u00e8ces n\u00e9cessaire pour le dossier final en amont de l\u2019offre d\u2019achat.<br \/>\u200d<br \/>Lorsque vous aurez fait votre offre d\u2019achat et qu\u2019elle aura \u00e9t\u00e9 accept\u00e9e, vous entrez dans le sprint final. Le plus stressant pour beaucoup d\u2019entre vous. <br \/>\u200d<br \/><strong>Vous avez environ 12 jours pour valider votre hypoth\u00e8que. Chaque jour compte.<\/strong><br \/>\u200dChez Hypotheques.ca nous travaillons en permanence en flux tendu. Nous sommes habitu\u00e9s aux proc\u00e9dures, nous savons comment travailler vite.<br \/>\u200d<br \/>Mais pour cela, nous avons besoin de tous vos documents justificatifs. Imaginez que vous deviez nous fournir une lettre de votre employeur indiquant votre poste et votre salaire.<br \/>Que se passera-t-il s\u2019ils ne sont pas r\u00e9actifs en quelques jours ?<br \/>\u200d<br \/><strong>Vous pourriez perdre votre place dans la course pour obtenir la maison de vos r\u00eaves b\u00eatement.<\/strong><br \/>\u200d<br \/>La pr\u00e9-qualification est un bon moyen pour commencer \u00e0 tout mettre en place et \u00eatre serein par la suite.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76c7947 elementor-widget elementor-widget-spacer\" data-id=\"76c7947\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6227519 elementor-mobile-align-center elementor-widget-mobile__width-inherit elementor-widget elementor-widget-the7_button_widget\" data-id=\"6227519\" data-element_type=\"widget\" data-widget_type=\"the7_button_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\"><a href=\"https:\/\/calendly.com\/hypotheques\/decouvrez-vos-options-hypothecaires-rdv-initial\" target=\"_blank\" class=\"box-button elementor-button elementor-size-lg\">Obtenir ma pr\u00e9-approbation gratuitement<i aria-hidden=\"true\" class=\"elementor-button-icon fas fa-chevron-right\"><\/i><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-867d100\" data-id=\"867d100\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-490fe59 animated-fast elementor-invisible elementor-widget elementor-widget-image\" data-id=\"490fe59\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"768\" height=\"1024\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 768 1024'%2F%3E\" data-src=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/6234a84a963ca2cbb1dab219_Service-prequalification-dossier-768x1024.jpg\" class=\"lazy-load attachment-large size-large wp-image-13042\" alt=\"Commencer \u00e0 pr\u00e9parer votre dossier\" data-srcset=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/6234a84a963ca2cbb1dab219_Service-prequalification-dossier-768x1024.jpg 768w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/6234a84a963ca2cbb1dab219_Service-prequalification-dossier-225x300.jpg 225w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/6234a84a963ca2cbb1dab219_Service-prequalification-dossier-1152x1536.jpg 1152w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/6234a84a963ca2cbb1dab219_Service-prequalification-dossier-1536x2048.jpg 1536w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/6234a84a963ca2cbb1dab219_Service-prequalification-dossier.jpg 1728w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7dc87c46 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7dc87c46\" data-element_type=\"section\" data-settings=\"{&quot;shape_divider_top&quot;:&quot;mountains&quot;,&quot;animation&quot;:&quot;none&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3e135811\" data-id=\"3e135811\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-37e19bb elementor-widget elementor-widget-heading\" data-id=\"37e19bb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Questions fr\u00e9quentes au sujet de la pr\u00e9-qualification hypoth\u00e9caire (ou pr\u00e9-approbation)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3f4a66f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3f4a66f\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-61e7b62 elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"61e7b62\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2cd2994 elementor-widget elementor-widget-image\" data-id=\"2cd2994\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"910\" height=\"1024\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 910 1024'%2F%3E\" data-src=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/hypotheques-faq-910x1024.jpg\" class=\"lazy-load attachment-large size-large wp-image-14438\" alt=\"\" data-srcset=\"https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/hypotheques-faq-910x1024.jpg 910w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/hypotheques-faq-267x300.jpg 267w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/hypotheques-faq-768x864.jpg 768w, https:\/\/hypotheques.ca\/staging\/wp-content\/uploads\/2023\/02\/hypotheques-faq.jpg 960w\" sizes=\"(max-width: 910px) 100vw, 910px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9d0259a\" data-id=\"9d0259a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ea28769 animated-fast elementor-invisible elementor-widget elementor-widget-accordion\" data-id=\"ea28769\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2451\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2451\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">1. Pour qui est la pr\u00e9-qualification hypoth\u00e9caire ?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2451\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2451\"><p>Toute personne qui souhaite acheter un bien immobilier devrait en avoir une.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2452\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2452\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">2. Qui \u00e0 besoin de la pr\u00e9-qualification hypoth\u00e9caire ?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2452\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2452\"><p>Votre courtier immobilier sera la premi\u00e8re personne \u00e0 vous la demander.<br \/>Elle sera ensuite pr\u00e9sent\u00e9e au vendeur lors de l\u2019offre d\u2019achat, ce document permettra de confirmer que vous avez valid\u00e9 votre capacit\u00e9 d&#8217;emprunt avec s\u00e9rieux.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2453\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2453\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">3. Combien de temps cela prend-il pour obtenir une pr\u00e9-qualification hypoth\u00e9caire ?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2453\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2453\"><p>Si nous avons tous les documents demand\u00e9s, en quelques heures vous pouvez l\u2019obtenir.<br \/>Cependant, il nous faut les documents et cela peut prendre plusieurs jours \u00e0 les obtenir.<br \/>N\u2019attendez pas le dernier moment pour venir nous voir. Il sera peut-\u00eatre trop tard.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2454\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2454\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">4. Pr\u00e9-qualification hypoth\u00e9caire ou pr\u00e9-autorisation. Est-ce la m\u00eame chose ?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2454\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2454\"><p>Une <strong>pr\u00e9-qualification hypoth\u00e9caire<\/strong> : c&rsquo;est une estimation du pr\u00eat maximal qu&rsquo;un pr\u00eateur pourrait vous accorder; Une pr\u00e9-autorisation <strong>hypoth\u00e9caire<\/strong> : c&rsquo;est une forme d&rsquo;engagement de la part du pr\u00eateur, elle reste conditionnelle \u00e0 ce que votre situation ne change pas et que la valeur du bien que vous allez acheter soit support\u00e9 par l&rsquo;assureur ou l&rsquo;\u00e9valuateur lors de la demande de financement<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2455\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2455\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">5. Une pr\u00e9-approbation (Ou pr\u00e9-qualification hypoth\u00e9caire) me lie t\u2019elle \u00e0 une banque ?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2455\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2455\"><p><strong>Non<\/strong>. Vous \u00eates libre de prendre votre pr\u00eat hypoth\u00e9caire dans l\u2019institution que vous souhaitez. D\u2019ailleurs nous verrons avec vous au moment voulu s\u2019il n\u2019y a pas une autre offre plus avantageuse pour vous, si c&rsquo;est le cas vous pourrez alors choisir une option plus int\u00e9ressante.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2456\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-2456\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">6. Est-ce que je dois faire une pr\u00e9-qualification ou une pr\u00e9-autorisation Hypoth\u00e9caire pour chaque offre d\u2019achat que je vais faire ?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2456\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-2456\"><p>Nous vous fournirons la pr\u00e9-qualification ou la pr\u00e9-autorisation hypoth\u00e9caire qui correspond \u00e0 votre besoin. Cependant si la recherche \u00e9volue (Condominium, Duplex, Triplex, Maison individuelle&#8230;) il est probable que votre capacit\u00e9 d&#8217;emprunt et que certains facteurs influent sur votre capacit\u00e9 d&#8217;emprunt (a la hausse ou \u00e0 la baisse), nous resterons \u00e0 votre \u00e9coute lors des d\u00e9marches pour \u00e9valuer avec pr\u00e9cision ce que vous pouvez obtenir.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"1. Pour qui est la pr\\u00e9-qualification hypoth\\u00e9caire ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Toute personne qui souhaite acheter un bien immobilier devrait en avoir une.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"2. 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Vous \\u00eates libre de prendre votre pr\\u00eat hypoth\\u00e9caire dans l\\u2019institution que vous souhaitez. D\\u2019ailleurs nous verrons avec vous au moment voulu s\\u2019il n\\u2019y a pas une autre offre plus avantageuse pour vous, si c&rsquo;est le cas vous pourrez alors choisir une option plus int\\u00e9ressante.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"6. Est-ce que je dois faire une pr\\u00e9-qualification ou une pr\\u00e9-autorisation Hypoth\\u00e9caire pour chaque offre d\\u2019achat que je vais faire ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Nous vous fournirons la pr\\u00e9-qualification ou la pr\\u00e9-autorisation hypoth\\u00e9caire qui correspond \\u00e0 votre besoin. Cependant si la recherche \\u00e9volue (Condominium, Duplex, Triplex, Maison individuelle&#8230;) il est probable que votre capacit\\u00e9 d&#8217;emprunt et que certains facteurs influent sur votre capacit\\u00e9 d&#8217;emprunt (a la hausse ou \\u00e0 la baisse), nous resterons \\u00e0 votre \\u00e9coute lors des d\\u00e9marches pour \\u00e9valuer avec pr\\u00e9cision ce que vous pouvez obtenir.<\\\/p>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6b5cb84 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6b5cb84\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;shape_divider_top&quot;:&quot;mountains&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e35ef6c animated-fast elementor-invisible\" data-id=\"e35ef6c\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ed6d8ac elementor-widget elementor-widget-heading\" data-id=\"ed6d8ac\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-medium\">PRE QUALIFICATION HYPOTHECAIRE<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2982304 elementor-widget elementor-widget-heading\" data-id=\"2982304\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Politique de transparence et de compr\u00e9hension.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31e96be elementor-widget elementor-widget-text-editor\" data-id=\"31e96be\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Vous \u00eates perdus avec l&rsquo;un de nos termes ? cela vous para\u00eet compliqu\u00e9, trop technique ?<br \/>Consultez notre lexique pour \u00eatre s\u00fbr de comprendre.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c63565b elementor-widget elementor-widget-spacer\" data-id=\"c63565b\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1583a4 elementor-mobile-align-center elementor-widget-mobile__width-inherit elementor-widget elementor-widget-the7_button_widget\" data-id=\"d1583a4\" data-element_type=\"widget\" data-widget_type=\"the7_button_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\"><a href=\"\/glossaire\" class=\"box-button elementor-button elementor-size-lg\">Cliquez ici pour le d\u00e9couvrir.<i aria-hidden=\"true\" class=\"elementor-button-icon fas fa-chevron-right\"><\/i><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c0058e1 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c0058e1\" data-element_type=\"section\" data-settings=\"{&quot;shape_divider_top&quot;:&quot;mountains&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4a65d4f\" data-id=\"4a65d4f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3ad6c76 elementor-widget elementor-widget-heading\" data-id=\"3ad6c76\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-medium\">SERVICES<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-847e6fe elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"847e6fe\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">D\u00e9couvrez nos autres services<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e6a99e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4e6a99e\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ff466e6 elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"ff466e6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-04b4b5b elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"04b4b5b\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9d1bd17\" data-id=\"9d1bd17\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ccedde elementor-widget__width-initial content-align-mobile-left icon-position-mobile-top icon-vertical-align-mobile-start content-align-left icon-box-vertical-align-top icon-position-left icon-vertical-align-start elementor-widget elementor-widget-the7_icon_box_grid_widget\" data-id=\"6ccedde\" data-element_type=\"widget\" data-widget_type=\"the7_icon_box_grid_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"the7-box-grid-wrapper the7-elementor-widget loading-effect-none the7_icon_box_grid_widget-6ccedde\">\t\t\t<div class=\"dt-css-grid\">\n\t\t\t\t\t\t\t\t\t<div class=\"wf-cell shown\">\n\t\t\t\t\t\t<a class=\"the7-icon-box-grid box-hover\" href=\"\/premier-acheteur\" aria-label=\"Premier achat\">\t\t\t\t\t\t\t<div class=\"box-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-div\">\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-receipt-cutoff\" viewBox=\"0 0 16 16\"><path d=\"M3 4.5a.5.5 0 0 1 .5-.5h6a.5.5 0 1 1 0 1h-6a.5.5 0 0 1-.5-.5zm0 2a.5.5 0 0 1 .5-.5h6a.5.5 0 1 1 0 1h-6a.5.5 0 0 1-.5-.5zm0 2a.5.5 0 0 1 .5-.5h6a.5.5 0 1 1 0 1h-6a.5.5 0 0 1-.5-.5zm0 2a.5.5 0 0 1 .5-.5h6a.5.5 0 0 1 0 1h-6a.5.5 0 0 1-.5-.5zm0 2a.5.5 0 0 1 .5-.5h6a.5.5 0 0 1 0 1h-6a.5.5 0 0 1-.5-.5zM11.5 4a.5.5 0 0 0 0 1h1a.5.5 0 0 0 0-1h-1zm0 2a.5.5 0 0 0 0 1h1a.5.5 0 0 0 0-1h-1zm0 2a.5.5 0 0 0 0 1h1a.5.5 0 0 0 0-1h-1zm0 2a.5.5 0 0 0 0 1h1a.5.5 0 0 0 0-1h-1zm0 2a.5.5 0 0 0 0 1h1a.5.5 0 0 0 0-1h-1z\"><\/path><path d=\"M2.354.646a.5.5 0 0 0-.801.13l-.5 1A.5.5 0 0 0 1 2v13H.5a.5.5 0 0 0 0 1h15a.5.5 0 0 0 0-1H15V2a.5.5 0 0 0-.053-.224l-.5-1a.5.5 0 0 0-.8-.13L13 1.293l-.646-.647a.5.5 0 0 0-.708 0L11 1.293l-.646-.647a.5.5 0 0 0-.708 0L9 1.293 8.354.646a.5.5 0 0 0-.708 0L7 1.293 6.354.646a.5.5 0 0 0-.708 0L5 1.293 4.354.646a.5.5 0 0 0-.708 0L3 1.293 2.354.646zm-.217 1.198.51.51a.5.5 0 0 0 .707 0L4 1.707l.646.647a.5.5 0 0 0 .708 0L6 1.707l.646.647a.5.5 0 0 0 .708 0L8 1.707l.646.647a.5.5 0 0 0 .708 0L10 1.707l.646.647a.5.5 0 0 0 .708 0L12 1.707l.646.647a.5.5 0 0 0 .708 0l.509-.51.137.274V15H2V2.118l.137-.274z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"box-heading\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tPremier achat\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-description\">Vous sautez le pas pour votre premier achat ? <br>\nVous faites votre premier pr\u00eat hypoth\u00e9caire ? <br>\nPrenez rendez-vous.<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-button elementor-button elementor-size-sm\">D\u00e9couvrir<i aria-hidden=\"true\" class=\"elementor-button-icon fas fa-chevron-right\"><\/i><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"wf-cell shown\">\n\t\t\t\t\t\t<a class=\"the7-icon-box-grid box-hover\" href=\"\/renouvellement-hypothecaire\" aria-label=\"Renouvellement\">\t\t\t\t\t\t\t<div class=\"box-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-div\">\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-calculator\" viewBox=\"0 0 16 16\"><path d=\"M12 1a1 1 0 0 1 1 1v12a1 1 0 0 1-1 1H4a1 1 0 0 1-1-1V2a1 1 0 0 1 1-1h8zM4 0a2 2 0 0 0-2 2v12a2 2 0 0 0 2 2h8a2 2 0 0 0 2-2V2a2 2 0 0 0-2-2H4z\"><\/path><path d=\"M4 2.5a.5.5 0 0 1 .5-.5h7a.5.5 0 0 1 .5.5v2a.5.5 0 0 1-.5.5h-7a.5.5 0 0 1-.5-.5v-2zm0 4a.5.5 0 0 1 .5-.5h1a.5.5 0 0 1 .5.5v1a.5.5 0 0 1-.5.5h-1a.5.5 0 0 1-.5-.5v-1zm0 3a.5.5 0 0 1 .5-.5h1a.5.5 0 0 1 .5.5v1a.5.5 0 0 1-.5.5h-1a.5.5 0 0 1-.5-.5v-1zm0 3a.5.5 0 0 1 .5-.5h1a.5.5 0 0 1 .5.5v1a.5.5 0 0 1-.5.5h-1a.5.5 0 0 1-.5-.5v-1zm3-6a.5.5 0 0 1 .5-.5h1a.5.5 0 0 1 .5.5v1a.5.5 0 0 1-.5.5h-1a.5.5 0 0 1-.5-.5v-1zm0 3a.5.5 0 0 1 .5-.5h1a.5.5 0 0 1 .5.5v1a.5.5 0 0 1-.5.5h-1a.5.5 0 0 1-.5-.5v-1zm0 3a.5.5 0 0 1 .5-.5h1a.5.5 0 0 1 .5.5v1a.5.5 0 0 1-.5.5h-1a.5.5 0 0 1-.5-.5v-1zm3-6a.5.5 0 0 1 .5-.5h1a.5.5 0 0 1 .5.5v1a.5.5 0 0 1-.5.5h-1a.5.5 0 0 1-.5-.5v-1zm0 3a.5.5 0 0 1 .5-.5h1a.5.5 0 0 1 .5.5v4a.5.5 0 0 1-.5.5h-1a.5.5 0 0 1-.5-.5v-4z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"box-heading\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tRenouvellement\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-description\">Votre \u00e9ch\u00e9ance est \u00e0 son terme ? Renouvelez pour tirer avantage des meilleures conditions sur le march\u00e9.<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-button elementor-button elementor-size-sm\">D\u00e9couvrir<i aria-hidden=\"true\" class=\"elementor-button-icon fas fa-chevron-right\"><\/i><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"wf-cell shown\">\n\t\t\t\t\t\t<a class=\"the7-icon-box-grid box-hover\" href=\"\/refinancement-hypothecaire\" aria-label=\"Re-Financement\">\t\t\t\t\t\t\t<div class=\"box-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-div\">\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-cash-coin\" viewBox=\"0 0 16 16\"><path fill-rule=\"evenodd\" d=\"M11 15a4 4 0 1 0 0-8 4 4 0 0 0 0 8zm5-4a5 5 0 1 1-10 0 5 5 0 0 1 10 0z\"><\/path><path d=\"M9.438 11.944c.047.596.518 1.06 1.363 1.116v.44h.375v-.443c.875-.061 1.386-.529 1.386-1.207 0-.618-.39-.936-1.09-1.1l-.296-.07v-1.2c.376.043.614.248.671.532h.658c-.047-.575-.54-1.024-1.329-1.073V8.5h-.375v.45c-.747.073-1.255.522-1.255 1.158 0 .562.378.92 1.007 1.066l.248.061v1.272c-.384-.058-.639-.27-.696-.563h-.668zm1.36-1.354c-.369-.085-.569-.26-.569-.522 0-.294.216-.514.572-.578v1.1h-.003zm.432.746c.449.104.655.272.655.569 0 .339-.257.571-.709.614v-1.195l.054.012z\"><\/path><path d=\"M1 0a1 1 0 0 0-1 1v8a1 1 0 0 0 1 1h4.083c.058-.344.145-.678.258-1H3a2 2 0 0 0-2-2V3a2 2 0 0 0 2-2h10a2 2 0 0 0 2 2v3.528c.38.34.717.728 1 1.154V1a1 1 0 0 0-1-1H1z\"><\/path><path d=\"M9.998 5.083 10 5a2 2 0 1 0-3.132 1.65 5.982 5.982 0 0 1 3.13-1.567z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"box-heading\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tRe-Financement\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-description\">Vous sautez le pas pour votre premier achat ? <br>\nVous faites votre premier pr\u00eat hypoth\u00e9caire ? <br>\nPrenez rendez-vous.<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-button elementor-button elementor-size-sm\">D\u00e9couvrir<i aria-hidden=\"true\" class=\"elementor-button-icon fas fa-chevron-right\"><\/i><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\n    <div class=\"xs_social_share_widget xs_share_url after_content \t\tmain_content  wslu-style-1 wslu-share-box-shaped wslu-fill-colored wslu-none wslu-share-horizontal wslu-theme-font-no wslu-main_content\">\n\n\t\t\n        <ul>\n\t\t\t        <\/ul>\n    <\/div> \n","protected":false},"excerpt":{"rendered":"<p>PRE QUALIFICATION HYPOTHECAIRE Vous avez besoin d\u2019une pr\u00e9-qualification hypoth\u00e9caire pour : Savoir concr\u00e8tement combien vous pouvez acheter Pouvoir discuter avec le vendeur et avoir votre offre prise au s\u00e9rieux Obtenir une garantie de taux. Rassembler tous les premiers documents n\u00e9cessaires \u00e0 l\u2019achat. COMBIEN VOUS POUVEZ EMPRUNTER Savoir vraiment combien vous pouvez vous permettre d\u2019acheter :&hellip;<\/p>\n","protected":false},"author":3,"featured_media":13078,"parent":0,"menu_order":8,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"class_list":["post-460","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/hypotheques.ca\/staging\/wp-json\/wp\/v2\/pages\/460","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hypotheques.ca\/staging\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/hypotheques.ca\/staging\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/hypotheques.ca\/staging\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/hypotheques.ca\/staging\/wp-json\/wp\/v2\/comments?post=460"}],"version-history":[{"count":61,"href":"https:\/\/hypotheques.ca\/staging\/wp-json\/wp\/v2\/pages\/460\/revisions"}],"predecessor-version":[{"id":20337,"href":"https:\/\/hypotheques.ca\/staging\/wp-json\/wp\/v2\/pages\/460\/revisions\/20337"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hypotheques.ca\/staging\/wp-json\/wp\/v2\/media\/13078"}],"wp:attachment":[{"href":"https:\/\/hypotheques.ca\/staging\/wp-json\/wp\/v2\/media?parent=460"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}